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6104 Rita Lou Way, Citrus Heights, CA, 95610

3beds
2baths
1,384sqft
$514,999
$372price/sqft
$3,651/moest. monthly cost
$146,040/yrincome needed

About This Home

Welcome to 6104 Rita Lou Way: A beautifully remodeled, move-in-ready home offering modern comfort, quality finishes and low-maintenance living. Thoughtfully renovated throughout, recent improvements include a renovated kitchen, two fully remodeled bathrooms, luxury vinyl plank flooring, dual-pane windows, updated lighting, fresh interior and exterior paint, a finished garage, and professionally landscaped front and rear yards. Abundant windows fill the home with natural light, creating a bright, airy atmosphere as the spacious living and dining areas flow seamlessly together. The private primary suite features an ensuite bathroom with a walk-in shower and separate vanity area, while two additional bedrooms and a full hall bathroom provide flexible space for family, guests or a home office. The large sliding glass doors open to a private, low-maintenance, drought-tolerant backyard with mature trees and a patio that's perfect for enjoying everyday outdoor living. Additional highlights include No HOA and a convenient location near everyday amenities.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

5/10
4/10
3/10
San Juan High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Free-Standing Electric Oven,Free-Standing Electric Range
  • Laundry features: Electric Dryer Hookup,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Space in Kitchen

Features

  • Flooring: Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,384 sqft

Kitchen

  • Features: Quartz Counter

Master Bathroom

  • Features: Shower Stall(s),Low-Flow Shower(s),Low-Flow Toilet(s),Quartz

Master Bedroom

  • Features: Closet,Ground Floor

Property

Accessibility

  • Accessibility features: Shower(s)

Details

  • Parcel number: 24301300320000
  • Zoning: Res
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Back Yard

Lot

  • Lot size: 6,969 sqft
  • Features: Manual Sprinkler F&R

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$135$1,620
Property Taxes $514$6,168
Electricity $398$4,786
Total$3,651$43,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,177/yr
40% on housing$109,530/yr
45% on housing$97,360/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$372This listing

vs Other Active Listings

Avg $/sqft

ZIP 95610$241
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95610$313
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Listed for sale$499,999
2026-08-12Listing removed$514,999
2026-07-24Price change$514,999
2026-06-26Listed for sale$524,999
2026-05-07Sold$315,000

For Sale by Agent

AgentReza Ali
BrokerageBerkshire Hathaway Home Services Elite Real Estate

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