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6425 Aspen Gardens Way, Citrus Heights, CA, 95621

3beds
2baths
1,175sqft
$473,600
$403price/sqft
$3,395/moest. monthly cost
$135,800/yrincome needed

About This Home

Charming 3 bedroom, 2 bath French country style home quietly nestled in the prime Stock Village Community of Citrus Heights! A welcoming enclosed courtyard with slate slab accents creates an inviting entry, while the low maintenance zero scape front yard offers easy care. Spacious floor plan with tile and oak laminate flooring throughout. Open kitchen features stainless steel appliances, ample cabinetry for storage, dining bar, breakfast nook and updated stove and microwave. Large primary suite offers two walk-in closets. Generously sized secondary bedrooms, updated guest bath with spa like shower and newer ceramic tile flooring. Indoor laundry room, dual pane windows and custom shutters. Enjoy outdoor living in the enchanting backyard with an expansive deck, garden pathways, mature greenery, raised planting areas and inviting spaces for dining, entertaining or relaxing. Attached two car garage with built-in storage. No HOA! Excellent location near parks, nature preserve areas, shopping, dining, City Hall, Costco, Sam's Club and more!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

3/10
3/10
Sylvan Middle SchoolGrades 6-80.9 mi
3/10
San Juan High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Built-In Gas Range,Dishwasher,Disposal,Microwave,Dryer
  • Laundry features: Laundry Room,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Breakfast Nook,Bar,Dining/Family Combo

Features

  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,175 sqft

Kitchen

  • Features: Island w/Sink,Tile Counters

Master Bathroom

  • Features: Tub w/Shower Over,Window

Master Bedroom

  • Features: Closet,Walk-In Closet

Property

Details

  • Parcel number: 24305800330000
  • Zoning: RD7
  • Special condition: Standard

Features

  • Exterior features: Uncovered Courtyard,Dog Run
  • Fencing: Entry Gate,Wood,Fenced

Lot

  • Lot size: 5,174 sqft
  • Features: Auto Sprinkler F&R,Dead End,Garden,Landscape Back,Landscape Front,See Remarks,Low Maintenance
  • Lot size dimensions: 110 x 45 x 110 x 45

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,394$28,728
Home Insurance *$119$1,428
Property Taxes $484$5,808
Electricity $398$4,786
Total$3,395$40,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,400/yr
40% on housing$101,850/yr
45% on housing$90,533/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$403This listing

vs Other Active Listings

Avg $/sqft

ZIP 95621$182
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95621$330
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$473,600
2026-07-07Price change$483,600
2026-06-12Listed for sale$486,000
2024-10-26Listing removed$2,295
2024-10-20Listed for rent$2,295
2024-09-13Listing removed$512,000
2024-08-05Price change$512,000
2024-07-30Price change$514,888
2024-07-17Listed for sale$519,888
2015-03-23Sold$250,000
2015-02-26Listed for sale$239,900
1998-11-23Sold$133,500

For Sale by Agent

AgentJenny Tiner
BrokerageTiner Properties

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