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3744 Kern St, Sacramento, CA, 95838

2beds
1baths
1,125sqft
$300,000
$267price/sqft
$2,387/moest. monthly cost
$95,480/yrincome needed

About This Home

With the possibilty for multi generational living, I bet this home won't last long. Situated on a fully fenced corner lot. Check out the detached 2 car garage with alley access and a separate art studio/office. With both yards being fenced you'll have plenty of room for the kids, pets, a garden and some fruit trees. The great room is spacious with hardwood floors and a nice fireplace. The kitchen has plenty of storage. Don't forget to bring your tools because this home needs some love. Come take a look.

Getting Around

67
WalkingSomewhat Walkable
31
TransitSome Transit
54
BikeBikeable

Schools

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Stucco,Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range
  • Laundry features: See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wall Furnace,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,125 sqft

Kitchen

  • Features: Laminate Counters

Property

Details

  • Parcel number: 25201210220000
  • Zoning: Res
  • Special condition: Offer As Is

Features

  • Fencing: Chain Link,Wood
  • Topography of land: Level,Level

Lot

  • Lot size: 6,098 sqft
  • Features: Shape Regular
  • Lot size dimensions: See parcel map

Parking

  • Total spaces: 2
  • Parking features: Alley Access,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$83$996
Property Taxes $390$4,680
Electricity $398$4,786
Total$2,387$28,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,840/yr
40% on housing$71,610/yr
45% on housing$63,653/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 95838$199
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95838$323
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$300,000
2026-08-04Price change$300,000
2026-07-15Price change$330,000
2026-07-02Price change$340,000
2026-06-09Listed for sale$350,000
2013-08-23Listing removed$875
2013-08-10Price change$875
2013-06-20Listed for rent$965
2011-12-05Listing removed$795
2011-11-28Price change$795
2011-10-13Listed for rent$895

For Sale by Agent

AgentTerrie Hunt
BrokerageRiver Ridge Realty

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