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4814 Courtland Ln, Carmichael, CA, 95608

3beds
3baths
1,406sqft
$379,000
$270price/sqft
$2,805/moest. monthly cost
$112,200/yrincome needed

About This Home

Charming and beautifully maintained condo located in a quiet, well-cared-for community. This spacious, light-filled home offers an open layout designed for both comfortable everyday living and effortless entertaining. Enjoy your own private patio, perfect for relaxing or hosting guests. The kitchen features newer granite countertops, generous workspace, and abundant cabinetry for all your storage needs. The main living areas and bathrooms have been thoughtfully updated with newer luxury vinyl flooring (installed in 2023), adding both style and durability. Upstairs, the bedrooms are generously sized with vaulted ceilings, creating a bright and airy retreat. Cozy up by the fireplace in the great room, or enjoy the rare second fireplace in the additional bedroom, perfect for added comfort and charm. A two-car garage is complemented by two additional parking spaces directly in front for added convenience. The community itself has great neighbors and exudes tranquility, with mature redwood landscaping and inviting amenities including a pool and spa. Ideally located near shopping, dining, and outdoor recreation, including Mission North Park and Gibbons Community Park. Come experience the comfort, charm, and lifestyle this exceptional home has to offer. You won't want to miss it!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
Mira Loma High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Concrete,Wood

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Dishwasher,Water Heater,Microwave
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Carpet,Tile,Vinyl
  • Common walls with other units/homes: No One Below

Heating & Cooling

  • Heating features: Central,Fireplace(s),Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,406 sqft

Kitchen

  • Features: Pantry Cabinet,Granite Counters,Stone Counters

Master Bedroom

  • Features: Closet

Property

Details

  • Parcel number: 25603700100000
  • Zoning description: RD-20
  • Special condition: Standard

Features

  • Entry location: Ground Floor
  • Private pool: Yes
  • Pool features: In Ground,Community,Fenced
  • Fencing: Back Yard,Wood,Gated Driveway/Sidewalks

Lot

  • Lot size: 1,711 sqft
  • Features: Secluded,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front,Uncovered Parking Space,Guest,Gated
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$106$1,272
Property Taxes $385$4,620
Electricity $398$4,786
Total$2,805$33,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,171/yr
40% on housing$84,150/yr
45% on housing$74,800/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 95608$326
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95608$355
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$395,000
2026-02-07Listing removed$395,000
2026-01-12Price change$395,000
2025-11-24Price change$400,000
2025-11-07Price change$407,000
2025-10-21Listed for sale$417,000
2015-02-03Sold$204,500
2015-01-09Pending sale$209,900
2014-11-25Price change$209,900
2014-11-01Listed for sale$220,000
2010-04-23Sold$135,000
2004-07-06Sold$264,000
1995-09-12Sold$107,000

For Sale by Agent

AgentJames Smith
BrokerageRE/MAX Gold Elk Grove

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