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3919 Oak Villa Cir, Carmichael, CA, 95608

2beds
2baths
1,116sqft
$315,000
$282price/sqft
$2,384/moest. monthly cost
$95,360/yrincome needed

About This Home

This 2-bedroom, 2-bathroom desirable end unit townhouse sits in a appealing Carmichael location, offering straightforward living in an established area. The property combines practical interior features with outdoor access, making it an accessible option for buyers seeking a compact, functional home. Inside, laminate flooring runs throughout the main living areas, providing easy maintenance and durability. A downstairs half bath adds convenience to the ground level. Upstairs, two bedrooms and a full bathroom complete the sleeping quarters. The private backyard patio extends outdoor living space, ideal for relaxation or entertaining. Location highlights include proximity to Ancil Hoffman Park and the American river nearby, offering outdoor recreation within reach. schools, community center, arts center, and many entertainment and dining options are also nearby.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

6/10
Mira Loma High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Bar

Features

  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,116 sqft

Kitchen

  • Features: Synthetic Counter

Property

Details

  • Parcel number: 25803400080000
  • Attached to another structure: Yes
  • Zoning: R-2A
  • Special condition: Real Estate Owned

Lot

  • Lot size: 1,254 sqft
  • Features: Shape Regular

Parking

  • Total spaces: 2
  • Parking features: Covered
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$88$1,056
Property Taxes $306$3,672
Electricity $398$4,786
Total$2,384$28,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,737/yr
40% on housing$71,520/yr
45% on housing$63,573/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 95608$327
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95608$355
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Unknown Listed By

AgentWarren Adams
BrokerageSecurity Pacific Real Estate

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