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3858 Olivebranch Ln, Carmichael, CA, 95608

2beds
2baths
1,255sqft
$449,900
$358price/sqft
$3,245/moest. monthly cost
$129,800/yrincome needed

About This Home

The Perfect Right-Size SINGLE STORY Home! Less maintenance. More Freedom. More time to enjoy life. Discover the comfort of easy living in the highly desirable Olivebranch community. Thoughtfully designed with an open floor plan, vaulted ceilings, abundant natural light, and a cozy fireplace, this beautifully maintained home offers the perfect balance of comfort, privacy, and convenience. Whether you're downsizing, buying your first home, or simply looking for a quieter, low-maintenance lifestyle, this home is designed to help you spend less time maintainingand more time enjoying life. This well cared for home sits on a highly desirable lot with professionally landscaped grounds and exceptional outdoor living. The spacious side yard provides rare privacy, added natural light, and no side neighbors. Inside, you'll be welcomed by vaulted ceilings in the living room, creating an open, airy ambiance. Recent updating includes laminate flooring throughout the home and timeless plantation shutters that add both style and privacy. The spacious primary suite features a walk-in closet and a beautifully updated bathroom with a remodeled walk-in shower, creating a comfortable and modern retreat. The cozy 2nd bedroom has room for a small office. The beautifully maintained, fully fenced backyard is designed for relaxation and easy enjoyment, while mature landscaping enhances the home's peaceful setting. Recent exterior improvements include a brand-new garage door and updated HOA fencing, making this property truly move-in ready. Carmichael Park is a short walk away, where there are summer concerts, tennis courts, pickle ball courts, a bocci ball court, outdoor exercise classes and much more. With its turn-key exterior, thoughtful updates, and flexible interior, this home offers the perfect opportunity to move right in! Don't miss it. Low HOA dues cover road maintenance, exterior paint, common area maintenance, front yard landscape, fencing, lighting.

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
67
BikeBikeable

Schools

5/10
5/10
5/10
Del Campo High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Concrete,Stucco,Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Built-In Gas Oven,Built-In Gas Range,Gas Water Heater,Ice Maker,Dishwasher,Disposal,Microwave,Electric Water Heater,Dryer,Washer
  • Laundry features: Laundry Room,Cabinets,Laundry Closet,Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Breakfast Nook,Bar,Formal Area

Features

  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Brick,Living Room,Gas Log,Gas Starter
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,255 sqft

Kitchen

  • Features: Breakfast Area,Pantry Cabinet,Tile Counters

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Window

Master Bedroom

  • Features: Ground Floor,Walk-In Closet,Outside Access

Property

Details

  • Parcel number: 26004500300000
  • Attached to another structure: Yes
  • Zoning: RD-10
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Back Yard,Wood
  • Topography of land: Level,Level

Lot

  • Lot size: 3,240 sqft
  • Features: Sprinklers In Front,Cul-De-Sac,Landscape Front

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener,Garage Faces Front,Guest,Driveway,Level Driveway/Sidewalks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$126$1,512
Property Taxes $447$5,364
Electricity $398$4,786
Total$3,245$38,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,257/yr
40% on housing$97,350/yr
45% on housing$86,533/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$358This listing

vs Other Active Listings

Avg $/sqft

ZIP 95608$326
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95608$355
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$449,900
2021-05-03Sold$385,000
2021-04-06Pending sale$385,000
2021-03-17Listed for sale$385,000
2001-11-29Sold$158,000
1993-12-01Sold$120,000

For Sale by Agent

AgentDeborah Colman
BrokerageWyatt Real Estate

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