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976 Acacia Ave, Sacramento, CA, 95815

2beds
1baths
793sqft
$349,000
$440price/sqft
$2,596/moest. monthly cost
$103,840/yrincome needed

About This Home

Welcome to 976 Acacia Ave! This move-in ready 2-bedroom, 1-bath home that blends classic charm with thoughtful upgrades. A standout feature is the beautifully restored original hardwood flooring, adding warmth and character throughout. The home is enhanced with recessed lighting, whole-house ceiling fans, and a fresh coat of exterior paint for great curb appeal.Major system updates provide peace of mind, including completely updated electrical with 3-prong outlets throughout, a new mainline completed in 2025, and a brand-new water heater. Additional improvements include a water cleanout, new front yard water spigot with valve and shut-off, and double gable fans in both the attic and garage for improved energy efficiency. With nearly all the big-ticket items already completed, this home is truly turnkey and built to last for years to come.

Getting Around

58
WalkingSomewhat Walkable
34
TransitSome Transit
58
BikeBikeable

Schools

Construction

Condition

  • Year built: 1944

Materials

  • Foundation: Raised
  • Roof: Shingle,Composition
  • Construction materials: Concrete,Frame,Wood,Wood Siding,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Microwave,Free-Standing Gas Oven
  • Laundry features: Sink,Hookups Only,In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Space in Kitchen,Dining/Living Combo

Features

  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 793 sqft

Kitchen

  • Features: Pantry Closet,Granite Counters

Property

Details

  • Parcel number: 26501120050000
  • Zoning description: R-1
  • Special condition: Standard

Features

  • Fencing: Back Yard

Lot

  • Lot size: 5,227 sqft
  • Features: Shape Regular

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$116$1,392
Property Taxes $318$3,816
Electricity $398$4,786
Total$2,596$31,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,005/yr
40% on housing$77,880/yr
45% on housing$69,226/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$440This listing

vs Other Active Listings

Avg $/sqft

ZIP 95815$213
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95815$343
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$349,000
2022-02-07Sold$300,000
2022-01-12Pending sale$289,950
2021-12-29Listed for sale$289,950
2017-11-09Sold$165,000
2017-10-29Pending sale$165,000
2017-10-10Listed for sale$165,000
2015-08-14Sold$99,000
2015-01-30Sold$65,000
2014-12-05Price change$64,900
2014-12-02Listed for sale$70,900
2014-10-23Listing removed$70,900
2014-10-16Listed for sale$70,900
2014-10-01Sold$101,361
1994-12-16Sold$59,500

For Sale by Agent

AgentEric Liu
BrokerageCapital's Finest, Inc.

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