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2275 Charbonier Rd, Florissant, MO, 63031

2beds
1baths
1,102sqft
$374,999
$340price/sqft
$2,803/moest. monthly cost
$112,120/yrincome needed

About This Home

Charming and hard-to-find property in St. Louis County situated on 2 beautiful acres! This inviting 2-bedroom, 1 full bath home offers the perfect blend of comfort and space, featuring beautiful hardwood floors and a cozy fireplace in the living room that adds warmth and character. Well-maintained and move in ready! Additional family room to host friends and family. The property boasts a large front yard and a gorgeous backyard filled with mature trees and plenty of open grass, creating the ideal setting for relaxing, entertaining, or simply enjoying the outdoors. Brand new roof is getting installed very soon. Located in the Hazelwood West School District and just minutes from shopping, dining, and everyday conveniences, this home is perfect for anyone looking to enjoy a little bit of land without leaving the St. Louis area. Opportunities like this in St. Louis County don’t come around often!

Getting Around

57
WalkingSomewhat Walkable
0
TransitNo Nearby Transit
45
BikeSomewhat Bikeable

Schools

6/10
Lawson Elementary SchoolGrades PK-50.4 mi
3/10
Northwest Middle SchoolGrades 6-81.0 mi
3/10

Construction

Condition

  • Year built: 1952

Materials

  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,102

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,102
  • Total interior livable area: 1,102 sqft

Property

Details

  • Parcel number: 07L640028
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 2 Acres
  • Features: Back Yard,Front Yard,Level,Many Trees,Rectangular Lot

Parking

  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Earthquake
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$410$4,920
Property Taxes $356$4,272
Electricity $141$1,693
Total$2,803$33,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,102/yr
40% on housing$84,090/yr
45% on housing$74,746/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$340This listing

vs Other Active Listings

Avg $/sqft

ZIP 63031$120
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63031$137
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$395,000

For Sale by Agent

AgentJoseph H Smith
BrokerageSCHNEIDER Real Estate

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