2812 Lacy Ln, Sacramento, CA, 95821
About This Home
Tucked within The Cove, an intimate gated enclave near Del Paso Country Club, this thoughtfully designed single-story residence offers approximately 2,900 square feet, featuring 2 bedrooms, 2.5 bathrooms, and a flexible floor plan designed for both comfort and functionality. In addition to the bedrooms, a spacious den offers the potential to be converted into a third bedroom, providing added versatility for guests or evolving lifestyle needs. Designed for those who value how a home lives, the layout showcases expansive living and dining areas, abundant natural light, and a private interior courtyard garden, creating a unique indoor-outdoor experience ideal for entertaining or quiet relaxation. The guest suite includes an en suite bath, offering privacy and comfort, while the generous scale throughout the home provides flexibility for work-from-home, hosting, or everyday living. Set within a peaceful, park-like gated community, this property offers a low-maintenance lifestyle. HOA amenities includes homeowner's water utilities, community landscaping and semi-annual exterior cleanup, adding convenience and helping offset ongoing ownership costs. Not every home fits every buyerbut for those seeking single-story living, flexibility, and a simplified lifestyle in a private setting, this is a rare opportunity worth a second look.
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1988
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Stucco,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Electric Oven,Range Hood,Dishwasher,Disposal,Microwave,Double Oven,Plumbed For Ice Maker,Electric Cooktop
- Laundry features: Laundry Room,Cabinets,Sink,Inside Room
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
Dining Room
- Features: Breakfast Nook,Formal Room,Space in Kitchen
Features
- Flooring: Carpet,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Living Room,Double Sided,Raised Hearth,Stone,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Fireplace(s)
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total interior livable area: 2,910 sqft
Kitchen
- Features: Pantry Cabinet,Kitchen Island,Tile Counters
Master Bathroom
- Features: Closet,Shower Stall(s),Double Vanity,Sitting Area,Tile,Tub,Walk-In Closet(s)
Master Bedroom
- Features: Outside Access,Walk-In Closet(s)
Property
Accessibility
- Accessibility features: Grab Bars
Details
- Parcel number: 26804200040000
- Attached to another structure: Yes
- Zoning description: RD3
- Special condition: Standard
Features
- Exterior features: Outdoor Grill,Covered Courtyard
- Fencing: None,Gated Driveway/Sidewalks
Lot
- Lot size: 4,791 sqft
- Features: Auto Sprinkler F&R,Cul-De-Sac,Secluded,Greenbelt,Landscape Back,Landscape Front
Parking
- Total spaces: 2
- Parking features: Attached,Restrictions,Garage Door Opener,Garage Faces Front,Guest,Driveway,Gated
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Sacramento County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,028 | $36,336 |
| Home Insurance * | $159 | $1,908 |
| Property Taxes | $611 | $7,332 |
| Electricity | $624 | $7,488 |
| Total | $4,422 | $53,064 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Price change | $619,000 |
| 2026-02-10 | Listed for sale | $629,000 |
| 2011-10-14 | Sold | $375,000 |
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