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3901 Hancock Dr, Sacramento, CA, 95821

5beds
3baths
3,333sqft
$999,500
$300price/sqft
$7,032/moest. monthly cost
$281,280/yrincome needed

About This Home

Welcome to 3901 Hancock Drive, a beautiful rambling ranch-style home at the end of a quiet cul-de-sac offering exceptional flexibility with an attached ADU/in-law suite. Designed for multigenerational living, extended guests, rental potential, or a private workspace, this unique property truly offers two separate living spaces connected by a double-door entry. The main home features 4 bedrooms, 2 bathrooms, and approximately 2,605 square feet, while the attached 1-bedroom, 1-bathroom, approximately 700-square-foot suite includes its own private exterior entrance, kitchen, and living space. Inside the main residence, you'll find a warm and inviting layout, including a spacious family room with a cozy fireplace, formal dining space, huge kitchen with granite countertops, ample cabinetry, and a dining bar. The primary suite provides a peaceful retreat with outdoor access and an updated bathroom featuring dual vanities. The expansive .31-acre lot offers a private backyard with mature landscaping, an elite chicken run coop, a large patio for entertaining, and plenty of space to garden, relax, or enjoy time with family and friends. Ideally located near the Del Norte Athletic Club, parks, shopping, dining, and convenient commuter routes, this home offers the perfect blend of privacy, space, and accessibility. With its rare two-home setup and versatile design, 3901 Hancock Drive is a special opportunity to create a lifestyle that fits your needs for years to come.

Getting Around

43
WalkingCar-Dependent
35
TransitSome Transit
65
BikeBikeable

Schools

6/10
Mira Loma High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Slab
  • Roof: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other,Washer
  • Laundry features: Cabinets,Sink,Ground Floor

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Bar,Other

Features

  • Flooring: Carpet,Simulated Wood,Linoleum

Heating & Cooling

  • Heating features: Central,Gas
  • Cooling features: Ceiling Fan(s),Central Air,Zoned,Other

Interior Area

  • Total structure area: 0
  • Total interior livable area: 3,333 sqft

Kitchen

  • Features: Kitchen/Family Combo

Master Bathroom

  • Features: Double Vanity,Dual Flush Toilet,Jetted Tub,Multiple Shower Heads

Master Bedroom

  • Features: Outside Access

Property

Details

  • Parcel number: 26900300410000
  • Zoning: RD-5
  • Special condition: Standard

Features

  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 0.31 Acres
  • Features: Close to Clubhouse,Dead End,Garden,Landscaped,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,054$60,648
Home Insurance *$266$3,192
Property Taxes $998$11,976
Electricity $714$8,576
Total$7,032$84,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$241,097/yr
40% on housing$210,960/yr
45% on housing$187,520/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 95821$246
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95821$325
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$999,500
2020-12-29Sold$790,000
2020-12-01Pending sale$799,000
2020-11-12Price change$799,000
2020-10-29Listed for sale$825,000
2017-04-03Sold$425,000
2007-02-06Sold$599,000

For Sale by Agent

AgentShelby Ryburn
BrokerageM.O.R.E. Real Estate Group

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