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3232 Mission Ave, Carmichael, CA, 95608

4beds
2baths
2,043sqft
$739,000
$362price/sqft
$5,110/moest. monthly cost
$204,400/yrincome needed

About This Home

Set on just under a quarter of an acre, this fully remodeled property blends thoughtful design with everyday comfort. The backyard feels like a private oasis, featuring low-maintenance landscaping, a built-in pool, covered patio, gated access, and side parking suitable for a boat or smaller RV. Inside, unique finishes and carefully selected details make this home stand out. The kitchen showcases designer tile, a picture window overlooking the backyard, and an open peninsula that seamlessly connects to the family room and its cozy fireplace. A formal dining room with outdoor access creates an effortless flow for entertaining. One of the home's standout spaces is the sophisticated lounge area, complete with a built-in bar, ambient lighting, and a sliding door leading outside - an inviting setting for quiet evenings or hosting guests. Every detail has been thoughtfully considered, creating a warm, timeless, and versatile home designed for the discerning buyer.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

2/10
Starr King K-8Grades K-81.7 mi
8/10
Rio Americano High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Raised,Slab
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Hookups Only,In Garage

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Breakfast Nook,Formal Room,Space in Kitchen

Features

  • Flooring: Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Brick,Family Room,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,043 sqft

Kitchen

  • Features: Breakfast Area,Granite Counters,Kitchen Island,Stone Counters

Property

Details

  • Parcel number: 27103230060000
  • Zoning: RD-5
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Fencing: Full
  • Topography of land: Level,Level

Lot

  • Lot size: 10,454 sqft
  • Features: Sprinklers In Front,Shape Regular

Parking

  • Total spaces: 5
  • Parking features: Attached,Boat,RV Access/Parking,Garage Door Opener,Garage Faces Front,Guest
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,736$44,832
Home Insurance *$207$2,484
Property Taxes $729$8,748
Electricity $438$5,257
Total$5,110$61,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,200/yr
40% on housing$153,300/yr
45% on housing$136,266/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$362This listing

vs Other Active Listings

Avg $/sqft

ZIP 95608$325
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95608$355
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$709,000
2026-07-31Listed for sale$739,000
2026-04-30Sold$480,000
1999-02-22Sold$176,000

For Sale by Agent

AgentIrina Grinevich
BrokerageRealty ONE Group Complete

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