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3226 Murchison Way, Carmichael, CA, 95608

4beds
3baths
1,854sqft
$699,000
$377price/sqft
$4,819/moest. monthly cost
$192,760/yrincome needed

About This Home

Welcome to this charming 1,854 sq. ft. home nestled in one of Carmichael's most desirable neighborhoods. Situated on nearly a quarter-acre, this beautifully maintained residence offers 4 spacious bedrooms and 2.5 bathrooms, blending timeless character with thoughtful modern updates. Designed for both comfortable living & entertaining, the home features separate living & family rooms, each warmed by its own cozy fireplace. The inviting dining room showcases an elegant chandelier, creating the perfect setting for gatherings and special occasions.The updated kitchen boasts stunning quartz and butcher block countertops, a stylish modern tile backsplash, shaker-style cabinetry, recessed lighting, & abundant natural light. Gorgeous wood & tile flooring flows throughout, complemented by recessed lighting, ceiling fans, & updated dual-pane vinyl windows with plantation shutters. The spacious primary suite offers a relaxing retreat with two separate mirrored closets, enhancing both storage & the room's open feel. The updated bathrooms feature contemporary finishes and modern fixtures. Step outside to your private, park-like backyard designed for year-round enjoyment. Relax under the covered patio or entertain guests on the extended brick patio. Gardening enthusiasts will appreciate the ready-to-plant raised vegetable beds, while the generous side yard offers potential RV or recreational vehicle access. A storage shed/workshop provides additional space for hobbies or projects. Additional highlights include an indoor laundry room, & a fantastic location close to parks, shopping, dining. This home is ready for you!

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

2/10
Starr King K-8Grades K-81.6 mi
8/10
Rio Americano High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Stucco,Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Range Hood,Dishwasher,Disposal,Plumbed For Ice Maker,Self Cleaning Oven,Electric Cooktop
  • Laundry features: Laundry Room,Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Formal Area

Features

  • Flooring: Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Brick,Insert,Living Room,Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Pellet Stove,Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,854 sqft

Kitchen

  • Features: Breakfast Room,Butcher Block Counters,Pantry Cabinet,Quartz Counter,Kitchen/Family Combo

Master Bathroom

  • Features: Shower Stall(s),Low-Flow Toilet(s),Window

Master Bedroom

  • Features: Closet,Ground Floor

Property

Accessibility

  • Accessibility features: Grab Bars

Details

  • Parcel number: 27103240140000
  • Zoning: RD5
  • Special condition: Standard

Features

  • Fencing: Back Yard,Wood,Fenced
  • Topography of land: Level,Trees Few,Level,Trees Few

Lot

  • Lot size: 10,454 sqft
  • Features: Auto Sprinkler F&R,Shape Regular,Landscaped,Low Maintenance

Parking

  • Total spaces: 8
  • Parking features: Attached,RV Possible,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$196$2,352
Property Taxes $691$8,292
Electricity $398$4,786
Total$4,819$57,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,222/yr
40% on housing$144,570/yr
45% on housing$128,506/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$377This listing

vs Other Active Listings

Avg $/sqft

ZIP 95608$324
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95608$355
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$699,000
2020-03-19Sold$495,000
2020-02-21Pending sale$500,000
2020-02-12Price change$500,000
2020-01-30Price change$515,000
2020-01-03Price change$520,000
2019-11-12Listed for sale$525,000
2016-09-30Sold$365,000
2016-05-07Price change$380,000
2016-03-19Listed for sale$385,000
2004-08-25Sold$402,000
2000-01-13Sold$72,000

For Sale by Agent

AgentNancy Beall
BrokerageRE/MAX Gold Sierra Oaks

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