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5312 Retreat Way, Carmichael, CA, 95608

4beds
7baths
9,283sqft
$4,495,000
$484price/sqft
$30,531/moest. monthly cost
$1,221,240/yrincome needed

About This Home

A rare, private mid-century modern compound retreat, this architecturally significant estate is defined by clean lines, natural materials, and a seamless integration with its surroundings. Set on 2.39 secluded acres, the 9,000+ square foot residence features redwood, natural stone, and expansive glass, with a site-responsive layout designed to blur the boundary between interior and exterior spaces. The five-bedroom, six-bath home balances scale and warmth, with guest suites that include private sitting areas oriented toward curated garden views, koi ponds, and integrated water features. A crystal-clear pond serves as a central design element, anchoring the landscape and reinforcing the home's sense of calm and symmetry. Purpose-built spaces include a dedicated yoga and meditation room, private gym, and walking paths that extend the architecture into the gardens. A greenhouse and full guest house complement the main residence, while outdoor amenitiesresort-style pool and spa, sport court, playground, and multiple seating areasare thoughtfully integrated into the site plan. A five-car garage provides generous accommodation for vehicles and storage. Whether experienced as a private architectural retreat or an exceptional environment for entertaining, this one-of-a-kind estate offers a rare expression of intentional design, privacy, and timeless, Zen-inspired modernism.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
67
BikeBikeable

Schools

7/10
7/10
Arden Middle SchoolGrades 6-82.3 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Raised
  • Roof: Tile
  • Construction materials: Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Refrigerator,Dishwasher,Disposal,Microwave,Double Oven,Tankless Water Heater
  • Laundry features: Cabinets,Sink,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 7
  • Full bathrooms: 4
  • Partial bathrooms: 3

Dining Room

  • Features: Breakfast Nook,Formal Room

Features

  • Flooring: Carpet,Stone,Wood
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Master Bedroom,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,MultiUnits
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total interior livable area: 9,283 sqft

Kitchen

  • Features: Slab Counter,Island w/Sink

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Jetted Tub,Stone,Tub,Window

Master Bedroom

  • Features: Walk-In Closet,Outside Access,Sitting Area,Wet Bar

Property

Accessibility

  • Accessibility features: Roll-In Shower,Shower(s),Grab Bars,Other

Details

  • Parcel number: 28305300160000
  • Zoning description: RD-2
  • Special condition: Trust
  • Other equipment: Home Theater

Features

  • Private pool: Yes
  • Pool features: In Ground,On Lot
  • Exterior features: Outdoor Grill,Fire Pit
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Back Yard
  • Waterfront features: Pond

Lot

  • Lot size: 2.39 Acres
  • Features: Auto Sprinkler F&R,Court,Curb(s)/Gutter(s),Secluded,Landscape Back,Landscape Front

Parking

  • Total spaces: 5
  • Parking features: Attached,RV Garage Attached,Detached,Garage Door Opener,Garage Faces Side,Workshop in Garage,See Remarks,Other,Driveway
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $22,729$272,748
Home Insurance *$1,263$15,156
Property Taxes $4,549$54,588
Electricity $1,990$23,887
Total$30,531$366,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,046,777/yr
40% on housing$915,930/yr
45% on housing$814,160/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$484This listing

vs Other Active Listings

Avg $/sqft

ZIP 95608$323
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95608$355
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$4,495,000
2026-02-06Listed for sale$5,100,000
2026-02-01Listing removed$5,100,000
2025-07-09Listed for sale$5,100,000

For Sale by Agent

AgentAngela Heinzer
BrokerageHouse Real Estate

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