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1326 Oak Terrace Ct APT 12, Sacramento, CA, 95825

3beds
2baths
1,066sqft
$229,000
$215price/sqft
$1,854/moest. monthly cost
$74,160/yrincome needed

About This Home

Affordable living in the heart of the desirable Arden neighborhood. This upstairs condominium is located in a quiet, park-like setting with mature landscaping and green space throughout the community. Enjoy close proximity to popular restaurants, shopping centers, gyms, and everyday conveniences, along with easy access to California State University, Sacramento and Downtown Sacramento. A wonderful opportunity for buyers looking for comfort, convenience, and value in Sacramento. Bathroom count differs from the county, buyer to verify.

Getting Around

75
WalkingVery Walkable
36
TransitSome Transit
54
BikeBikeable

Schools

3/10
Greer Elementary SchoolGrades K-50.3 mi
7/10
Arden Middle SchoolGrades 6-81.2 mi
1/10

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Common walls with other units/homes: No One Above

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,066 sqft

Kitchen

  • Features: Kitchen/Family Combo,Laminate Counters

Property

Details

  • Parcel number: 28501520300012
  • Zoning: r3
  • Special condition: Offer As Is

Features

  • Private pool: Yes
  • Pool features: In Ground

Lot

  • Features: Cul-De-Sac,Greenbelt

Parking

  • Total spaces: 2
  • Parking features: Uncovered Parking Spaces 2+,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$55$660
Property Taxes $244$2,928
Electricity $398$4,786
Total$1,854$22,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,565/yr
40% on housing$55,620/yr
45% on housing$49,440/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 95825$179
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95825$339
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$214,999
2026-06-06Listed for sale$229,000
2026-04-23Listing removed$204,999
2026-02-27Listed for sale$204,999
2014-04-02Sold$91,500
2013-09-27Sold$142,137
2007-09-28Sold$172,000
2002-03-01Sold$69,500

For Sale by Agent

AgentMandy Reene Owens
BrokerageReal Broker Technologies

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