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1561 Elsdon Cir, Carmichael, CA, 95608

4beds
3baths
3,621sqft
$1,425,000
$394price/sqft
$9,800/moest. monthly cost
$392,000/yrincome needed

About This Home

Welcome to 1561 Elsdon Circle, a rare single-story in the highly desirable Del Dayo Estates, ideally located within walking distance to the American River Parkway and Five Points Shopping Center, and just a short drive to Jesuit and Rio Americano High Schools. Set on a beautifully sized .32-acre lot, this expansive residence offers approximately 3868 square feet of thoughtfully designed living space, featuring 3 bedrooms, 2 bathrooms, plus a dedicated office area, along with a separate 1-bedroom, 1-bath guest cottage perfect for guests, or a private work-from-home retreat. Step inside to experience a soaring, open-concept floor plan filled with natural light and an effortless sense of scale. The home is richly appointed with modern upgrades including owned solar, two electric vehicle charging stations, and advanced smart home control systems. Designed for both comfort and efficiency, recent improvements include a 2021 Culligan water softener/filtration system, 2021 tankless water heater, 2023 secondary water heater, and a newer three-zone HVAC system (2021). Additional enhancements such as all-new super-insulated air ducts and four electric mini-split systems installed in 2022-2024 provide exceptional flexibility and year-round allergy free climate control. Enjoy seamless indoor-outdoor living as you dine al fresco in the covered courtyard, an inviting space perfect for entertaining or relaxing in privacy. The detached guest cottage further elevates the lifestyle, offering versatile use as a guest retreat, executive office, or creative studio. A rare offering that blends luxury, functionality, and an unbeatable location in Del Dayo Estates.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
67
BikeBikeable

Schools

7/10
7/10
Arden Middle SchoolGrades 6-82.0 mi
8/10
Rio Americano High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Gas Cooktop,Range Hood,Trash Compactor,Ice Maker,Dishwasher,Disposal,Microwave,Double Oven,Tankless Water Heater,Wine Refrigerator
  • Laundry features: Laundry Closet,Ground Floor,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Carpet,Stone,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Master Bedroom,Outside
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Ductless,Fireplace(s),Solar w/Backup,Zoned,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Ductless,Multi Units

Interior Area

  • Total interior livable area: 3,621 sqft

Kitchen

  • Features: Breakfast Area,Pantry Closet,Granite Counters

Master Bathroom

  • Features: Double Vanity,Jetted Tub,Stone,Multiple Shower Heads

Master Bedroom

  • Features: Sitting Room,Walk-In Closet

Property

Details

  • Parcel number: 28902410180000
  • Zoning description: Rd-4
  • Special condition: Standard
  • Other equipment: Water Cond Equipment Owned,Water Filter System

Features

  • Exterior features: Fire Pit
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 0.32 Acres
  • Features: Auto Sprinkler F&R,Court,Landscape Back,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Attached,RV Possible,Electric Vehicle Charging Station(s),Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,205$86,460
Home Insurance *$400$4,800
Property Taxes $1,419$17,028
Electricity $776$9,317
Total$9,800$117,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$336,000/yr
40% on housing$294,000/yr
45% on housing$261,333/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$394This listing

vs Other Active Listings

Avg $/sqft

ZIP 95608$324
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95608$355
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-09Listed for sale$1,475,000
2020-12-02Sold$1,065,000
2020-10-26Pending sale$1,075,000
2020-10-20Listed for sale$1,075,000
2017-05-19Sold$830,000
2017-03-11Pending sale$825,000
2017-02-22Listed for sale$825,000
2016-11-23Sold$775,000
2013-12-05Sold$530,000
2013-08-30Listing removed$624,900
2013-06-21Listed for sale$624,900
2012-12-07Sold$539,900

For Sale by Agent

AgentSharon D'Arelli, Coldwell Banker Realty
BrokerageColdwell Banker Realty

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