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5238 Shelato Way, Carmichael, CA, 95608

3beds
3baths
2,148sqft
$798,800
$372price/sqft
$5,538/moest. monthly cost
$221,520/yrincome needed

About This Home

Welcome to the newly update and remodeled house, 3BR/2.5Bath, two story home in highly rated Dal Dayo Estates. A walking distance to the highly rated Del Dayo Elementary School, and close to well known Jesuit High and Rio American High, American River. Along the River, you can enjoy many leisure activities with your family and immerse abundance scenery spots in sunrise and sunset. Plus there are 8 different kinds of delicious fruit trees in the back yard: cherry, pears, sweet pears, apples, smelling good lemon and Orange during the year. This home features newly remodels: Open kitchen with beautiful quartz counter, new cabinets with stainless appliances; New bath tubs, new shower stalls, new bathroom vanities with LED mirrors with updated switches; new brighter recessed ceiling lights, luxury vinyl plank floor in kitchen, bathrooms, and bedrooms while classic redwood floors in public areas. Especially the fresh luxury orange peel paint throughout the house to impress you with this lovely stunning transformation. Because the house is in a low-density residential area, each room is through the dual-panel windows to connect to the lovely scenes in the front yard and backyard. larger kitchen open to the beautiful landscape and pool reflections. The three bedrooms either overlook the rippling pool water and flowers in the sunrise or the quiet street in the sunset. In contrast to the modern style transformation, the addition room features classic redwood structure and redwood floor, a slanted vault ceiling, plus a wet bar at the corner to bring an authentic elegant feel like a cabin. You can furnish it into a family relaxation cabin style to bring a profound sense of peace to the house. Another standout is the huge backyard with classic redbrick ground, irregular shaped pool, flower back, fruits, and an opening patio. An amazing space for gatherings, playtime, gardening, fresh fruits during the year, or simply relaxing outdoors. Last, peaceful, varied sceneries along the wider American River Dr to the house would be a life long relaxation experience and memories after leaving north Watt away from busy works or chores. The first two images have been digitally altered, as well as the AI staging in first floor) Don't miss the chance to make it your dream home with your inspiration and years of memories! ( first 4 images have been digitally altered as well as the Virtual Staging)

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
69
BikeBikeable

Schools

7/10
7/10
Arden Middle SchoolGrades 6-82.2 mi
8/10
Rio Americano High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Raised
  • Roof: Shingle
  • Construction materials: Brick,Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Built-In Refrigerator,Range Hood,Ice Maker,Dishwasher,Disposal
  • Laundry features: Cabinets,Electric Dryer Hookup,Gas Dryer Hookup,In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Breakfast Nook,Formal Area

Features

  • Flooring: Luxury Vinyl Plank,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,148 sqft

Kitchen

  • Features: Breakfast Area,Pantry Cabinet,Quartz Counter

Master Bathroom

  • Features: Shower Stall(s),Quartz,Window

Master Bedroom

  • Features: Closet

Property

Accessibility

  • Accessibility features: Kitchen Cabinets

Details

  • Parcel number: 28905100270000
  • Zoning description: RD-4
  • Special condition: Trust

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Fencing: Metal,Entry Gate,Wood,Full

Lot

  • Lot size: 7,501 sqft
  • Features: Curb(s)/Gutter(s),Landscape Back,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,039$48,468
Home Insurance *$224$2,688
Property Taxes $815$9,780
Electricity $460$5,527
Total$5,538$66,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,874/yr
40% on housing$166,140/yr
45% on housing$147,680/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$372This listing

vs Other Active Listings

Avg $/sqft

ZIP 95608$324
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95608$355
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$838,800
1995-12-26Sold$169,000

For Sale by Agent

AgentPeter Wu
BrokerageHomeSmart ICARE Realty

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