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3520 La Habra Way, Sacramento, CA, 95864

3beds
3baths
2,320sqft
$924,900
$399price/sqft
$6,322/moest. monthly cost
$252,880/yrincome needed

About This Home

Rare Half-Acre lot opportunity to own in the prestigious Arden Park neighborhood! This meticulously maintained, move-in-ready home offers 3 bedrooms, 3 full bathrooms, and 2,320 sq. ft. of living space. The spacious kitchen features granite countertops, oversized cabinetry, a wine cooler, and stainless steel appliances. Newer HVAC system and tankless hot water heater. The primary bathroom has been thoughtfully enhanced with a luxurious hot sauna cabin for the ultimate relaxation experience. Step outside to a maintenance-free Trex deck overlooking a backyard with endless potentialincluding ample space for a future ADU and JADU. The extended, high-quality stamped concrete driveway provides convenient RV parking, and the two-car garage offers additional storage. Located within the highly acclaimed San Juan Unified School District and just minutes from shopping, dining, parks, and schools, this home is truly a rare find.

Getting Around

33
WalkingCar-Dependent
30
TransitSome Transit
66
BikeBikeable

Schools

8/10
7/10
Arden Middle SchoolGrades 6-80.8 mi
8/10
Rio Americano High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Slab
  • Roof: Shingle,Composition
  • Construction materials: Brick,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Free-Standing Refrigerator,Range Hood,Dishwasher,Disposal,Microwave,Electric Cooktop,Wine Refrigerator
  • Laundry features: Cabinets,Electric Dryer Hookup,Hookups Only,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,320 sqft

Kitchen

  • Features: Granite Counters

Property

Details

  • Parcel number: 29200100050000
  • Zoning description: RD3
  • Special condition: Standard

Features

  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.48 Acres
  • Features: Auto Sprinkler F&R,Curb(s)/Gutter(s)

Parking

  • Total spaces: 2
  • Parking features: Covered,RV Possible,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,676$56,112
Home Insurance *$222$2,664
Property Taxes $927$11,124
Electricity $497$5,969
Total$6,322$75,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,754/yr
40% on housing$189,660/yr
45% on housing$168,586/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$399This listing

vs Other Active Listings

Avg $/sqft

ZIP 95864$400
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95864$384
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$924,900
2026-04-14Price change$949,000
2026-04-02Price change$980,000
2026-02-24Listed for sale$999,000
2025-06-24Listing removed--
2025-04-18Price change$1,050,000
2025-04-01Listed for sale$1,100,000
2025-03-13Listing removed$1,100,000
2025-03-06Listed for sale$1,100,000
2021-10-27Sold$680,000
2021-10-07Pending sale$695,000
2021-10-07Listing removed--
2021-09-19Pending sale$695,000
2021-08-27Price change$695,000
2021-07-11Listed for sale$729,999
2010-12-13Sold$383,000
2010-10-23Price change$375,000
2010-09-11Listed for sale$415,000

For Sale by Agent

AgentJulia Chan
BrokerageHomeSmart ICARE Realty

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