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816 El Encino Way, Sacramento, CA, 95864

5beds
4baths
3,787sqft
$1,350,000
$356price/sqft
$9,304/moest. monthly cost
$372,160/yrincome needed

About This Home

A rare offering in the heart of Arden Park, this exceptional property presents a unique opportunity for diverse living or the flexibility to seamlessly blend home, work, and entertaining, with two residences all on nearly half an acre. Thoughtfully designed, the property features a three-bedroom, two-bath main residence offering approximately 2,176 square feet, connected by a breezeway to a beautifully appointed ADU, providing an additional approximately 1,611 square feet of flexible living space. The ADU includes two bedrooms, two bathrooms, creating a combined total of 3,787 square feet of living space all under one roof. Whether accommodating diverse living, creating a private home office, or pursuing rental opportunities (buyer to verify), the possibilities are endless. Outside, the meticulously landscaped approximately .49-acre corner lot is an entertainer's dream. Enjoy a sparkling pool, a spacious covered patio with ceiling fans, a charming gazebo, stamped concrete, and beautifully manicured grounds that create a true backyard retreat. The property also offers exceptional parking with ample space for multiple vehicles, including RV and boat storage. Located within one of Sacramento's most established and sought-after neighborhoods, Arden Park is known for its tree-lined streets, highly regarded public schools, and close proximity to the American River Parkway. Everyday conveniences, including Whole Foods, Bel Air, and an excellent selection of restaurants and shopping, are just minutes away. A truly distinctive property offering space, privacy, flexibility, and an exceptional lifestyle in one of Sacramento's premier neighborhoods.

Getting Around

57
WalkingSomewhat Walkable
30
TransitSome Transit
75
BikeVery Bikeable

Schools

8/10
7/10
Arden Middle SchoolGrades 6-81.0 mi
8/10
Rio Americano High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1949

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Brick,Frame,Wood,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Gas Water Heater,Dishwasher,Disposal,Microwave,Electric Water Heater,Free-Standing Electric Range,Dryer,Washer
  • Laundry features: Laundry Room,Cabinets,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Carpet,Tile,Luxury Vinyl Plank,Wood
  • Number of fireplaces: 2
  • Fireplace features: Brick,Double Sided,Stone
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 3,787 sqft

Kitchen

  • Features: Quartz Counter,Granite Counters,Kitchen Island,Kitchen/Family Combo

Master Bathroom

  • Features: Shower Stall(s),Double Vanity

Master Bedroom

  • Features: Walk-In Closet,Outside Access

Property

Details

  • Parcel number: 29200200050000
  • Zoning: RD-3
  • Special condition: Other

Features

  • Private pool: Yes
  • Pool features: In Ground,Pool Sweep
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 0.49 Acres
  • Features: Auto Sprinkler F&R,Corner Lot,Landscape Back,Landscape Front

Parking

  • Total spaces: 10
  • Parking features: No Garage,Boat,Covered,RV Storage,Uncovered Parking Spaces 2+,Guest,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 8
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance *$324$3,888
Property Taxes $1,342$16,104
Electricity $812$9,744
Total$9,304$111,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$318,994/yr
40% on housing$279,120/yr
45% on housing$248,106/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$356This listing

vs Other Active Listings

Avg $/sqft

ZIP 95864$401
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95864$384
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$1,350,000
2005-08-12Sold$749,000
2000-09-15Sold$275,000

For Sale by Agent

AgentBob Brandeland
BrokerageColdwell Banker Realty

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