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427 Wyndgate Rd, Sacramento, CA, 95864

3beds
3baths
2,368sqft
$879,000
$371price/sqft
$6,057/moest. monthly cost
$242,280/yrincome needed

About This Home

Welcome to resort-style living in one of Sacramento's most sought-after detached single family home gated communities. This beautifully remodeled Wilhaggin Oaks home has been thoughtfully updated from top to bottom all with permits delivering the peace of mind of new construction with the charm and character of an established neighborhood. Step inside and immediately notice the warm hardwood floors that flow throughout the home. The chef's kitchen is a true showpiece, featuring a sleek induction range and finishes that are both beautiful and functional. A dedicated full laundry room adds the everyday convenience every household needs. The spacious 2,368 square foot layout offers generous living and dining areas that transition effortlessly to the private backyard patio ideal for morning coffee, evening entertaining, or simply unwinding in your own outdoor retreat. The attached 2-car garage provides ample storage and parking, while the dual-zone HVAC system ensures personalized comfort in every part of the home, year-round a rare and highly desirable feature. Outside your front door, the community amenities are second to none. Enjoy access to a sparkling community pool, tennis courts, and pickleball courts all within the security of a gated entrance. Whether you're an active outdoor enthusiast or simply love the idea of a low-maintenance lifestyle with built-in recreation, Wyndgate delivers. Located near top-rated schools in the San Juan Unified School District, with easy access to shopping, dining, and major commute corridors.

Getting Around

23
WalkingCar-Dependent
25
TransitSome Transit
75
BikeVery Bikeable

Schools

4/10
Sierra Oaks K-8Grades K-81.0 mi
8/10
Rio Americano High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Concrete,Slab
  • Roof: Composition
  • Construction materials: Brick,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Built-In Electric Range,Trash Compactor,Dishwasher,Disposal,Microwave,Electric Cooktop
  • Laundry features: Cabinets,Laundry Closet,Sink,Electric Dryer Hookup,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Carpet,Slate,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Brick,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s),MultiUnits,Zoned
  • Cooling features: Central Air,Multi Units,Zoned

Interior Area

  • Total interior livable area: 2,368 sqft

Kitchen

  • Features: Breakfast Area,Pantry Closet,Granite Counters,Kitchen Island

Property

Details

  • Parcel number: 29205500070000
  • Zoning description: RD-5 - LOW DENSITY SINGLE-FAMILY RESIDENTIAL
  • Special condition: Offer As Is

Features

  • Fencing: Back Yard,Wood,Fenced

Lot

  • Lot size: 3,920 sqft
  • Features: Auto Sprinkler F&R,Close to Clubhouse,Court,Cul-De-Sac,Private,Dead End,Landscape Back,Landscape Front,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: 24'+ Deep Garage,Garage Door Opener,Garage Faces Front,Guest,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,444$53,328
Home Insurance *$211$2,532
Property Taxes $895$10,740
Electricity $507$6,093
Total$6,057$72,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$207,668/yr
40% on housing$181,710/yr
45% on housing$161,520/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$371This listing

vs Other Active Listings

Avg $/sqft

ZIP 95864$401
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95864$384
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$915,000
2026-03-27Listed for sale$935,000
2025-10-03Sold$690,000
2025-09-15Pending sale$680,000
2025-09-05Listed for sale$680,000

For Sale by Agent

AgentSean Ranney
BrokerageTSG Premier Realty

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