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607 Ruiz, San Antonio, TX, 78207

2beds
1baths
642sqft
$95,000
$148price/sqft
$1,096/moest. monthly cost
$43,840/yrincome needed

About This Home

Opportunity awaits! Less than 2 miles of downtown San Antonio * 2/1 starter home * Zoned R-5 * Covered patio * Mature Trees * 607 Ruiz & 901 N. Colorado(MLS #1855365) to be Sold Together - PLEASE DO NOT DISTRUB TENANTS nor walk property. Endless possibilities with both properties

Getting Around

58
WalkingSomewhat Walkable
63
TransitGood Transit
52
BikeBikeable

Schools

5/10
Margil Elementary SchoolGrades PK-50.3 mi
2/10
Tafolla Middle SchoolGrades 6-80.9 mi
3/10
Lanier High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 1934

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Wood Siding,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Gas Water Heater
  • Laundry features: Washer Hookup,Dryer Connection

Bedroom2

  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • One Living Area,Eat-in Kitchen,High Speed Internet,All Bedrooms Downstairs,Ceiling Fan(s)
  • Flooring: Carpet,Linoleum
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Other,Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 642 sqft

Kitchen

  • Area: 99

Living Room

  • Area: 121

Master Bedroom

  • Area: 121

Property

Details

  • Parcel number: 021800020260

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Chain Link
  • Residential vegetation: Mature Trees,Mature Trees (ext feat)

Lot

  • Lot size: 5,445 sqft
  • Features: Level,Curbs,Street Gutters,Sidewalks,Streetlights
  • Lot size dimensions: 56 x 97

Parking

  • Parking features: None,Unpaved Drive
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave
Inland Flooding
Cold Wave
Lightning

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $480$5,760
Home Insurance *$187$2,244
Property Taxes $191$2,292
Electricity $238$2,859
Total$1,096$13,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,577/yr
40% on housing$32,880/yr
45% on housing$29,226/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 78207$66
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78207$90
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-21Listed for sale$95,000
2025-09-22Listing removed$95,000
2025-04-03Listed for sale$95,000
2014-02-20Listing removed$50,000
2014-01-11Listed for sale$50,000

For Sale by Agent

AgentMargaret Galvan
BrokeragePartners Realty

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