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420 Waterford Dr, Florissant, MO, 63033

4beds
2baths
1,644sqft
$179,900
$109price/sqft
$1,420/moest. monthly cost
$56,800/yrincome needed

About This Home

Welcome to 420 Waterford Dr, a spacious single-story ranch home offering style, space, and functionality in Florissant! Featuring 4 bedrooms, 2 full bathrooms, and 1,644 square feet of living area, this residence delivers impressive single-level living. Inside, enjoy hardwood flooring, soaring vaulted ceilings, and a light-filled open layout that flows seamlessly into the main living spaces. Four full bedrooms provide ideal flexibility for guest quarters, or a dedicated home office, while the full basement offers immense potential for additional storage, hobbies, or future expansion. Outside, the property features attached garage parking and a generous, level backyard situated on an 8,400+ sq ft lot. Conveniently located near local schools, parks, shopping, and major commuting routes

Getting Around

14
WalkingCar-Dependent
26
TransitSome Transit
22
BikeSomewhat Bikeable

Schools

4/10
4/10
Cross Keys Middle SchoolGrades 7-81.6 mi
2/10
Mccluer North High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1959

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Range,Refrigerator,Gas Water Heater
  • Laundry features: Lower Level,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Entrance Foyer,Other,Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Bay Window(s),Storm Window(s),Tilt-In Windows,Window Treatments
  • Fireplace features: None
  • Finished area above ground: 1,644

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,644
  • Total interior livable area: 1,644 sqft

Property

Details

  • Parcel number: 08H120098
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Other
  • Fencing: Full
  • Has view: Yes
  • View description: Neighborhood
  • Frontage length: 64 ft.

Lot

  • Lot size: 8,398 sqft
  • Features: Level
  • Lot size dimensions: 64 x 120 x 64 x 120

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,RV Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Hail
Lightning
Winter Weather
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$200$2,400
Property Taxes $170$2,040
Electricity $141$1,693
Total$1,420$17,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,685/yr
40% on housing$42,600/yr
45% on housing$37,866/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 63033$123
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63033$119
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$179,900
2019-08-28Sold--
2015-07-24Listing removed$1,300
2015-06-13Listed for rent$1,300
2015-02-20Sold--

For Sale by Agent

AgentTerry Lynn Jackson
BrokerageTrelora Realty, Inc

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