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109 ATWATER DR, Castle Hills, TX, 78213

5beds
3baths
3,256sqft
$495,000
$152price/sqft
$4,171/moest. monthly cost
$166,840/yrincome needed

About This Home

Welcome to an exceptional opportunity to reside in the esteemed City of Castle Hills, offering a 5-bedroom, 3-Full bathroom home, with 3,256 SF of spacious living. This centralized location is hard to beat! Residence features 2 primary bedrooms with en-suites. One is located on the 2nd floor and the other is in the sub-level, walk-out basement style. It lends itself to multi-generational living or an income producing rental with its own private entrance. Converted Garage provides you with a huge game room or entertainment space. The lot has an expansive driveway plus a 3 car carport. It has exquisite landscaping and beautiful curb appeal. Come see for yourself!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 1956

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,4 Sides Masonry,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Dishwasher,Gas Water Heater
  • Laundry features: Lower Level,Laundry Room,Washer Hookup,Dryer Connection

Bedroom

  • Area: 270

Bedroom2

  • Area: 132

Bedroom3

  • Area: 120

Bedroom4

  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Area: 132

Family Room

  • Area: 528

Features

  • Two Living Area,Separate Dining Room,Eat-in Kitchen,Two Eating Areas,Kitchen Island,Study/Library,Game Room,Media Room,Utility Room Inside,Secondary Bedroom Down,Maid's Quarters,High Speed Internet,Walk-In Closet(s),Master Downstairs,Ceiling Fan(s),Solid Counter Tops
  • Window features: Skylight(s)
  • Flooring: Ceramic Tile,Laminate
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 3,256 sqft

Kitchen

  • Area: 120

Living Room

  • Area: 240

Master Bathroom

  • Features: Tub/Shower Combo,Single Vanity
  • Area: 54

Master Bedroom

  • Features: Walk-In Closet(s),Full Bath
  • Level: Upper
  • Area: 234

Property

Details

  • Parcel number: 050080050140

Features

  • Levels: Two,Multi/Split
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered

Lot

  • Lot size: 0.37 Acres
  • Features: 1/4 - 1/2 Acre,Curbs

Parking

  • Total spaces: 3
  • Parking features: None,Converted Garage,Three Car Carport
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$375$4,500
Property Taxes $937$11,244
Electricity $357$4,290
Total$4,171$50,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,005/yr
40% on housing$125,130/yr
45% on housing$111,226/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 78213$139
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78213$167
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$549,000
2020-06-30Sold--
2020-06-13Pending sale$319,900
2019-06-05Price change$319,900
2019-04-01Price change$322,000
2018-10-25Price change$325,000
2018-09-24Price change$350,000
2018-08-04Price change$350,500
2018-07-23Price change$359,900
2018-07-12Price change$362,500
2018-06-30Price change$364,900
2018-06-09Price change$369,900
2018-05-18Price change$372,900
2018-04-10Price change$375,000
2018-02-05Listed for sale$399,000
2012-06-23Listing removed$259,900
2012-01-23Listed for sale$259,900
2011-12-11Listing removed$259,900
2011-11-09Listed for sale$259,900
2011-11-09Listing removed$2,500
2011-07-27Listing removed$275,000
2011-06-24Price change$275,000
2011-05-29Listed for rent$2,500
2011-03-11Listed for sale$299,900
2010-08-12Listing removed$136,620
2010-07-20Sold--
2009-06-15Sold--
2007-04-09Sold--
2005-08-24Sold--
2005-03-16Sold--

For Sale by Agent

AgentGloria Tribble
BrokerageJPAR San Antonio

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