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804 MORNINGSIDE DR, Terrell Hills, TX, 78209

3beds
3baths
2,323sqft
$729,000
$314price/sqft
$5,320/moest. monthly cost
$212,800/yrincome needed

About This Home

Tucked beneath the canopy of a beautiful mature oak tree in one of San Antonio's most charming and established neighborhoods of Terrell Hills, 804 Morningside Drive is a residence that effortlessly blends timeless character with everyday comfort. From the moment you arrive, the home's inviting curb appeal and classic architectural details set the tone for what lies within. Step inside to discover a light-filled interior where warm textures and thoughtful design create an atmosphere that feels both refined and welcoming. The spacious living area serves as the heart of the home-ideal for quiet evenings or lively gatherings-while seamless flow into the dining space makes entertaining feel natural and effortless. The kitchen offers the perfect balance of functionality and style, featuring ample workspace, quality cabinetry, and a layout designed for both casual mornings and elevated dinner parties. Just beyond, the home continues to impress with well-proportioned bedrooms that provide comfort, privacy, and flexibility for guests, a home office, or creative space. Outdoors, the property truly shines with an abundance of opportunities for the new homeowner to tailor it to their tastes and interests. The backyard is spacious and ready for everything from weekend barbecues to peaceful morning coffee. Located just minutes from San Antonio's most beloved destinations, this home offers convenient access to local dining, shopping, parks, and major thoroughfares-making it as practical as it is picturesque.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
4/10
Garner Middle SchoolGrades 6-82.0 mi
4/10
MacArthur High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Built-In Oven,Microwave,Range,Disposal,Dishwasher
  • Laundry features: Main Level,Laundry Room,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 176

Bedroom3

  • Area: 165

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Area: 176

Features

  • One Living Area,Eat-in Kitchen,Kitchen Island,Breakfast Bar,High Ceilings,Open Floorplan,All Bedrooms Downstairs,Walk-In Closet(s),Ceiling Fan(s),Chandelier
  • Window features: Window Coverings
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,323 sqft

Kitchen

  • Area: 180

Living Room

  • Area: 342

Master Bathroom

  • Features: Tub/Shower Separate,Double Vanity
  • Area: 160

Master Bedroom

  • Features: Walk-In Closet(s),Ceiling Fan(s),Full Bath
  • Area: 288

Property

Details

  • Parcel number: 058480130020

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.40 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,686$44,232
Home Insurance *$495$5,940
Property Taxes $884$10,608
Electricity $255$3,060
Total$5,320$63,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,400/yr
40% on housing$159,600/yr
45% on housing$141,866/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 78209$251
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78209$280
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$765,000
2026-05-03Price change$768,000
2026-04-28Listed for sale$772,000
2026-04-23Contingent$772,000
2026-04-15Listed for sale$772,000
2019-06-26Sold--

For Sale by Agent

AgentJohn Duvall
BrokerageDuvall & Co.

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