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636 RITTIMAN RD, Terrell Hills, TX, 78209

3beds
2baths
1,794sqft
$358,000
$200price/sqft
$2,733/moest. monthly cost
$109,320/yrincome needed

About This Home

Charming one-story home on over a quarter-acre level lot with mature landscaping , including two pecan trees, a mulberry tree, numerous crepe myrtles, and young Meyer lemon and orange trees. The home offers inviting curb appeal, a spacious lot, a comfortable one-story layout and existing fiber internet wiring for easy service activation. Numerous recent improvements have been made inside & out, including a one-year-old Trane variable-speed HVAC system, refinished hardwood floors, interior paint, updated ceiling fans, recessed kitchen lighting, plantation shutters throughout the home, cedar front porch columns, an added circular driveway, rear carport improvements, added Tuff Shed storage and an enclosed rear patio/catio with steel reinforced cat netting. The updated kitchen features white cabinetry, granite countertops, tile flooring, stainless steel appliances and a recently replaced refrigerator and microwave. A major highlight is the one-year-old Trane variable-speed HVAC system, designed for high energy efficiency and equipped with newer 2025-compliant refrigerant. The Seller has seen a significant reduction in monthly electric costs since installation. Approximately nine years remain on the transferable warranty, offering added peace of mind for the next owner. The large second bedroom offers flexible use as a bedroom, study, home office or additional living area, with direct access to the covered back deck/patio. The rear patio is currently enclosed with steel-reinforced cat netting and used as a catio, creating a secure pet friendly outdoor space that could also be adapted for other uses. The added circular driveway provides convenient front parking, while rear alley access leads to an oversized detached covered carport with space for two vehicles, plus room for additional parking behind it. Two backyard storage sheds provide excellent additional storage. Refrigerator, full-size upright freezer, washer and dryer all remain.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

6/10
4/10
Garner Middle SchoolGrades 6-81.9 mi
4/10
MacArthur High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 1955

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Asbestos

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dryer,Microwave,Range,Gas Cooktop,Refrigerator,Disposal,Dishwasher,Gas Water Heater
  • Laundry features: Main Level,Laundry Room,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 231

Bedroom3

  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Area: 231

Features

  • Two Living Area,Liv/Din Combo,Two Eating Areas,Utility Room Inside,Secondary Bedroom Down,1st Floor Lvl/No Steps,All Bedrooms Downstairs,Master Downstairs,Ceiling Fan(s),Chandelier
  • Window features: Window Coverings
  • Flooring: Ceramic Tile,Wood
  • Fireplace features: Not Applicable
  • Attic: Pull Down Storage,Pull Down Stairs

Heating & Cooling

  • Heating features: Central,1 Unit,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,794 sqft

Kitchen

  • Area: 150

Living Room

  • Area: 325

Master Bathroom

  • Features: Shower Only,Single Vanity
  • Area: 80

Master Bedroom

  • Features: Split,Ceiling Fan(s),Full Bath
  • Area: 180

Property

Details

  • Parcel number: 058480140100

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: Privacy
  • Residential vegetation: Mature Trees

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Faces Rear,None,Two Car Carport,Circular Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,810$21,720
Home Insurance *$243$2,916
Property Taxes $442$5,304
Electricity $238$2,859
Total$2,733$32,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,702/yr
40% on housing$81,990/yr
45% on housing$72,880/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 78209$252
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78209$280
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-08Price change$358,000
2026-06-26Price change$367,000
2026-05-20Listed for sale$378,500
2019-12-12Sold--
2019-11-22Pending sale$265,000
2019-09-16Price change$265,000
2019-08-27Price change$285,000
2019-08-07Listed for sale$299,000
2013-08-16Sold--
2013-06-13Listed for sale$195,000

For Sale by Agent

AgentRoyal King
BrokerageKing, REALTORS

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