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817 Garraty, Terrell Hills, TX, 78209

4beds
5baths
4,500sqft
$2,300,000
$511price/sqft
$17,616/moest. monthly cost
$704,640/yrincome needed

About This Home

Welcome to 817 Garraty, a masterfully crafted new construction residence in the heart of Terrell Hills, where timeless architecture meets refined modern luxury. Thoughtfully designed for elevated living, this exceptional home showcases impeccable craftsmanship, soaring ceilings, and an abundance of natural light throughout. A grand rotunda makes a striking first impression, seamlessly opening to an expansive Great Room anchored by a fireplace-perfect for entertaining and intimate evenings. The open-concept layout flows effortlessly into the gourmet kitchen, beautifully appointed with luxury finishes, Thermador appliances, and a well-designed butler's pantry, while a separate dining space creates the ideal setting for memorable gatherings. The main level offers exceptional comfort and privacy, featuring a serene primary retreat with spa-inspired bathroom details, along with a well-appointed guest suite complete with an en-suite bath. A dramatic wrought-iron spiral staircase leads to the second level, where two additional bedrooms, two bathrooms, and two expansive flex rooms provide versatility for a private office, game room, fitness studio or fifth bedroom. Outdoors, the private backyard offers ample space for a swimming pool and outdoor entertaining, complemented by a detached garage that enhances both privacy and functionality. With its expansive layout, luxury finishes, and enduring design, 817 Garraty presents a truly elevated living experience.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

8/10
6/10
Alamo Heights High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Heavy Composition
  • Construction materials: 4 Sides Masonry,Stone,Stucco

Other

  • Builder name: M.A. Caudill

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Gas Cooktop,Refrigerator,Disposal,Dishwasher,Plumbed For Ice Maker
  • Laundry features: Main Level,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 156

Bedroom3

  • Area: 168

Bedroom4

  • Area: 169

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Area: 224

Features

  • One Living Area,Separate Dining Room,Eat-in Kitchen,Two Eating Areas,Kitchen Island,Game Room,Utility Room Inside,Secondary Bedroom Down,1st Floor Lvl/No Steps,High Ceilings,Open Floorplan,Walk-In Closet(s),Master Downstairs,Ceiling Fan(s),Chandelier,Solid Counter Tops,Custom Cabinets
  • Window features: Double Pane Windows
  • Flooring: Carpet,Ceramic Tile,Marble,Wood
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Two Central

Interior Area

  • Total interior livable area: 4,500 sqft

Kitchen

  • Area: 272

Living Room

  • Area: 572

Master Bathroom

  • Features: Tub/Shower Separate,Double Vanity,Soaking Tub
  • Area: 224

Master Bedroom

  • Features: Walk-In Closet(s),Ceiling Fan(s),Full Bath
  • Area: 306

Property

Details

  • Parcel number: 058900070210

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Sprinkler System
  • Fencing: Privacy
  • Residential vegetation: Mature Trees,Mature Trees (ext feat)

Lot

  • Lot size: 0.25 Acres
  • Features: Secluded,Curbs,Fire Hydrant w/in 500'

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Detached,Oversized,Garage Door Opener,Circular Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,630$139,560
Home Insurance *$1,561$18,732
Property Taxes $3,931$47,172
Electricity $494$5,929
Total$17,616$211,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$603,977/yr
40% on housing$528,480/yr
45% on housing$469,760/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$511This listing

vs Other Active Listings

Avg $/sqft

ZIP 78209$249
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78209$280
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-14Price change$2,450,000
2026-01-30Price change$2,495,000
2026-01-16Listed for sale$2,550,000
2023-05-19Sold--
2023-05-16Pending sale$525,000
2023-05-16Listed for sale$525,000
2023-05-09Listing removed--
2023-04-08Listed for sale$525,000
2022-06-17Listing removed--
2022-05-23Listed for sale$525,000
2016-04-18Sold--
2016-03-08Listed for sale$350,000

New Construction

AgentRaul Resendiz
BrokeragePhyllis Browning Company

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