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122 Downing, San Antonio, TX, 78209

4beds
4baths
2,475sqft
$374,000
$151price/sqft
$3,170/moest. monthly cost
$126,800/yrincome needed

About This Home

Welcome to 122 Downing Drive. This charming home offers 4 bedrooms and 4 Baths in an attractive open floor plan. It also features vaulted ceilings, and it is a split-level home. Custom built cabinets and quartz counter tops. Walk in bath with rain shower. Enjoy the wonderful natural light. The converted garage is the 4th bedroom and can be a great guest suite. Bel Meade is a very friendly neighborhood. Close to Fort Sam Houston and Terrell Hills. Minutes from downtown San Antonio, The Pearl, The Witte Museum, Brackenridge Park and San Antonio Riverwalk and the San Antonio Zoo also University of the Incarnate Word. Living here you will have access to several parks, and one is right outside your back yard. There is a gate at the back fence for easy access. The park has a walking path with benches and a small stream to enjoy the nature. Bel Meade is a way of life!

Getting Around

16
WalkingCar-Dependent
22
TransitMinimal Transit
33
BikeSomewhat Bikeable

Schools

--
Lamar Elementary SchoolGrades PK-61.3 mi
4/10
Edison High SchoolGrades 9-123.7 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 1959

Materials

  • Foundation: Slab
  • Roof: Wood Shingle/Shake
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Dryer Connection

Bedroom2

  • Area: 154

Bedroom3

  • Area: 156

Bedroom4

  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Area: 144

Features

  • Two Living Area,Liv/Din Combo,Separate Dining Room,Eat-in Kitchen,Kitchen Island,Study/Library,Loft,Utility Room Inside,High Ceilings,Open Floorplan,Ceiling Fan(s)
  • Window features: Window Coverings
  • Flooring: Ceramic Tile,Wood
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,475 sqft

Kitchen

  • Area: 784

Living Room

  • Area: 784

Master Bathroom

  • Features: Shower Only
  • Area: 45

Master Bedroom

  • Features: Full Bath
  • Level: Upper
  • Area: 180

Office

  • Area: 81

Property

Details

  • Parcel number: 091330040030
  • Special condition: Real Estate Owned,VA Foreclosure

Features

  • Levels: Two,Multi/Split
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio
  • Has view: Yes
  • View description: City
  • Residential vegetation: Mature Trees

Lot

  • Lot size: 0.39 Acres
  • Features: Curbs

Parking

  • Parking features: Converted Garage,Pad Only (Off Street)
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,891$22,692
Home Insurance *$253$3,036
Property Taxes $755$9,060
Electricity $271$3,261
Total$3,170$38,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,685/yr
40% on housing$95,100/yr
45% on housing$84,533/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 78209$252
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78209$280
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2023-02-17Price change$615,000
2023-01-18Price change$620,000
2022-12-06Listed for sale$625,000
2021-12-17Sold--
2021-09-30Pending sale$630,000
2021-07-12Listed for sale$630,000

Unknown Listed By

AgentJulio Rivera
BrokerageClark Realty & Associates,LLC

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