See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

434 SHARMAIN PL, San Antonio, TX, 78221

3beds
2baths
1,172sqft
$92,500
$79price/sqft
$784/moest. monthly cost
$31,360/yrincome needed

About This Home

Investor special in Harlandale! This 3-bedroom, 2-bath home offers approximately 1,200 square feet of opportunity. The house is livable, but it's ready for a FULL renovation-minded buyer to unlock its full potential. Bonus features include extensive garage space, multiple storage/workshop areas, and plenty of room for tools and projects. Bring your contractor, your vision, and your hard hat. Cash or hard money only.

Getting Around

66
WalkingSomewhat Walkable
38
TransitSome Transit
51
BikeBikeable

Schools

3/10
4/10
2/10
McCollum High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 1949

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range
  • Laundry features: Washer Hookup,Dryer Connection

Bedroom2

  • Area: 110

Bedroom3

  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Two Living Area,Eat-in Kitchen,Utility Room Inside,Ceiling Fan(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,172 sqft

Kitchen

  • Area: 110

Living Room

  • Area: 176

Master Bathroom

  • Features: Shower Only,Single Vanity
  • Area: 25

Master Bedroom

  • Features: Split
  • Area: 132

Property

Details

  • Parcel number: 093330490020

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: Privacy
  • Residential vegetation: Mature Trees

Lot

  • Lot size: 7,013 sqft

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $467$5,604
Home Insurance *$64$768
Property Taxes $15$180
Electricity $238$2,859
Total$784$9,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,880/yr
40% on housing$23,520/yr
45% on housing$20,906/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$79This listing

vs Other Active Listings

Avg $/sqft

ZIP 78221$104
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78221$139
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$92,500
2026-07-29Price change$92,500
2026-07-18Price change$94,900
2026-07-07Price change$97,500
2026-06-26Listed for sale$99,999

For Sale by Agent

AgentRyan Hillyer
BrokerageJadestone Real Estate

Similar Homes