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534 SHARMAIN PL, San Antonio, TX, 78221

1beds
1baths
400sqft
$90,000
$225price/sqft
$871/moest. monthly cost
$34,840/yrincome needed

About This Home

Charming updated 1-bedroom home conveniently located just minutes from busy SW Military Dr., IH-35, H-E-B, Walgreens, restaurants, shopping, and everyday conveniences. This move-in ready property is perfect as a starter home, downsizing opportunity, or investment property. Features include updated wood-look flooring, modern finishes, ceiling fans, appliances included, and new mini-split systems that provide both heating and air conditioning for year-round comfort. Property also includes a new electric water heater. Convenient location with quick access to major roads, shopping, dining, and IH-35. Private financing available for qualified buyers.

Getting Around

62
WalkingSomewhat Walkable
37
TransitSome Transit
51
BikeBikeable

Schools

3/10
4/10
2/10
McCollum High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 1948

Materials

  • Roof: Wood Shingle/Shake
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,High Efficiency Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • One Living Area,Master Downstairs,Ceiling Fan(s)
  • Flooring: Vinyl
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: Ceiling Fan(s),Other

Interior Area

  • Total interior livable area: 400 sqft

Kitchen

  • Area: 64

Living Room

  • Area: 64

Master Bedroom

  • Area: 132

Property

Details

  • Parcel number: 093340500020

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 7,840 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance *$62$744
Property Taxes $116$1,392
Electricity $238$2,859
Total$871$10,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,862/yr
40% on housing$26,130/yr
45% on housing$23,226/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 78221$104
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78221$139
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-27Listed for sale$90,000
2026-03-18Listing removed$95,000
2025-10-21Price change$95,000
2025-08-27Price change$104,900
2025-06-08Price change$114,900
2025-03-25Price change$119,900
2025-03-18Listed for sale$125,000

For Sale by Agent

AgentArianne Villanueva
BrokerageTeifke Real Estate

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