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295 Derhake Rd, Florissant, MO, 63031

3beds
1baths
792sqft
$175,000
$221price/sqft
$1,382/moest. monthly cost
$55,280/yrincome needed

About This Home

WELCOME HOME! Fully renovated from top-to-bottom! This stunning 2BR/1BA home features a gorgeous kitchen with newer cabinetry, granite countertops, and an undermount sink. Enjoy cozy carpeted bedrooms and a finished basement with a versatile bonus room. peace of mind is built-in with a newer roof, eco-friendly insulated walls, a newer furnace/AC, and an updated electrical panel. This home even comes with security cameras already installed and is fully compatible with all of your smart home needs! Step outside to a spacious backyard—bring your ideas to life with plenty of room for gardening or a future garage extension. This home also features a detached, finished, and heated garage. Turnkey perfection!

Getting Around

55
WalkingSomewhat Walkable
27
TransitSome Transit
37
BikeSomewhat Bikeable

Schools

--
4/10
Cross Keys Middle SchoolGrades 7-82.0 mi
2/10
Mccluer North High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1951

Materials

  • Roof: Tile,Slate
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Humidifier,Microwave,Gas Oven,Gas Range,Refrigerator,Gas Water Heater,Wine Refrigerator
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Features: Floor Covering: Carpeting,Wall Covering: None
  • Level: Basement
  • Area: 48
  • Dimensions: 6x8

Bedroom

  • Features: Floor Covering: Carpeting,Wall Covering: None
  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Custom Cabinetry,Granite Counters,Open Floorplan,Dining/Living Room Combo
  • Door features: Panel Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Laminate,Slate
  • Finished area above ground: 792

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 792
  • Total interior livable area: 792 sqft

Kitchen

  • Features: Floor Covering: Ceramic Tile,Wall Covering: None
  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Laundry

  • Features: Floor Covering: Concrete,Wall Covering: None
  • Level: Lower
  • Area: 176
  • Dimensions: 16x11

Living Room

  • Features: Floor Covering: Laminate,Wall Covering: None
  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Primary Bedroom

  • Features: Floor Covering: Carpeting,Wall Covering: None
  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Property

Details

  • Parcel number: 09J520869
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered
  • Exterior features: Private Yard
  • Fencing: Back Yard,Partial,Wood

Lot

  • Lot size: 9,452 sqft
  • Features: Back Yard,Front Yard
  • Lot size dimensions: 63 x 150

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Lightning
Earthquake
Inland Flooding
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$191$2,292
Property Taxes $166$1,992
Electricity $141$1,693
Total$1,382$16,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,382/yr
40% on housing$41,460/yr
45% on housing$36,853/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 63031$122
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63031$137
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$175,000
2019-11-02Listing removed$130,000
2019-10-01Price change$130,000
2019-09-04Listed for sale$150,000
2014-10-10Sold--
2014-07-23Price change$49,900
2014-06-21Price change$54,900
2014-05-21Listed for sale$59,900
2014-01-09Sold--
2005-08-04Sold--
2000-03-20Sold--

For Sale by Agent

AgentCatherine Critton
BrokerageKeller Williams Realty St. Louis

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