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805 Derhake Rd, Florissant, MO, 63033

4beds
2baths
1,237sqft
$160,000
$129price/sqft
$1,279/moest. monthly cost
$51,160/yrincome needed

About This Home

Welcome to your new home. This charming ranch home offers a blend of comfort, convenience and functionality. There are 4 generous bedrooms and 2 full baths that offers privacy for your guests. The spacious living room is perfect for gatherings and relaxation by the cozy fireplace. The modern kitchen is equipped with new stainless steel appliances and ample cabinet space. Adjacent the open living room area is the casual dining space perfect for morning coffee or an elegant dinner. Located in a vibrant sought after neighborhood with easy access to schools, parks and shopping. This ranch home is ideal for a growing family and it could be yours. The property is being sold as is. The seller to do no repairs or perform any inspections, including the municipal inspection. All inspections are for buyer's knowledge only and the buyer's responsibility.

Getting Around

37
WalkingCar-Dependent
28
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

4/10
4/10
Cross Keys Middle SchoolGrades 7-82.0 mi
2/10
Mccluer North High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1956

Materials

  • Foundation: Slab
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dryer,Electric Range,Electric Oven,Refrigerator,Stainless Steel Appliance(s),Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Dining/Living Room Combo
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Family Room
  • Fireplace: Yes
  • Finished area above ground: 1,237

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Wall/Window Unit(s),Central Air,Electric

Interior Area

  • Total structure area: 1,237
  • Total interior livable area: 1,237 sqft

Property

Details

  • Parcel number: 09J620871
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 7,801 sqft
  • Features: Level
  • Lot size dimensions: irr

Parking

  • Total spaces: 1
  • Parking features: Covered,Off Street
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Lightning
Earthquake
Inland Flooding
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$178$2,136
Property Taxes $151$1,812
Electricity $141$1,693
Total$1,279$15,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,851/yr
40% on housing$38,370/yr
45% on housing$34,106/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 63033$123
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63033$119
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$160,000
2026-04-07Price change$165,000
2025-12-10Price change$175,000
2025-11-10Price change$160,000
2025-10-29Price change$170,000
2025-09-03Listed for sale$175,000
2025-08-06Listing removed$175,000
2025-03-13Listed for sale$175,000
2021-08-03Sold--

For Sale by Agent

AgentBrenda T Baxton
BrokerageNettwork Global

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