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431 Kopplow, San Antonio, TX, 78221

3beds
1baths
2,016sqft
$190,000
$94price/sqft
$1,385/moest. monthly cost
$55,400/yrincome needed

About This Home

Welcome home to this cozy and inviting 3-bedroom, 1-bath plus a converted garage for a 4th bedroom. Residence is nestled on San Antonio's growing Southside. Priced under $200,000, this home offers the perfect blend of comfort, value, and functionality. Inside, you'll find two spacious living areas, providing plenty of room for relaxing, entertaining, or creating a dedicated home office, game room, or flex space. The kitchen features a gas stove, perfect for home chefs, and a brand-new dishwasher is being installed, adding even more convenience for the future homeowner. Recent updates include a newer AC unit and newer roof, providing added peace of mind and helping minimize maintenance concerns. The warm and welcoming layout offers comfortable living with plenty of natural light and room to make it your own. Conveniently located near schools, shopping, dining, and major highways, this Southside home is an excellent opportunity for first-time buyers, downsizers, or investors looking for affordability without sacrificing comfort. Don't miss your chance to own this well-maintained home with modern updates and plenty of living space-all for under $200,000!

Getting Around

26
WalkingCar-Dependent
29
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

3/10
4/10
2/10
McCollum High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: As-Is,Pre-Owned
  • Year built: 1963

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Disposal,Dishwasher
  • Laundry features: Washer Hookup,Dryer Connection

Bedroom2

  • Area: 110

Bedroom3

  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 90

Family Room

  • Area: 713

Features

  • Two Living Area,Ceiling Fan(s)
  • Window features: Window Coverings
  • Flooring: Ceramic Tile,Linoleum
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,016 sqft

Kitchen

  • Area: 72

Living Room

  • Area: 195

Master Bedroom

  • Features: Ceiling Fan(s)
  • Area: 110

Property

Details

  • Parcel number: 125820410230

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Privacy
  • Residential vegetation: Mature Trees

Lot

  • Lot size: 7,143 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Tornado
Heat Wave

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$132$1,584
Property Taxes $55$660
Electricity $238$2,859
Total$1,385$16,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,485/yr
40% on housing$41,550/yr
45% on housing$36,933/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 78221$103
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78221$139
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-10Price change$190,000
2026-06-19Listed for sale$199,990
2004-12-15Sold--

For Sale by Agent

AgentMariana Ramos
BrokerageKeller Williams Heritage

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