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12 Country Ln, Florissant, MO, 63033

3beds
2baths
1,881sqft
$171,000
$91price/sqft
$1,359/moest. monthly cost
$54,360/yrincome needed

About This Home

Description: Investor Opportunity – Tenant Occupied Through 5/31/2027! FOR INVESTORS ONLY! This well-maintained 3-bedroom, 2-bath home offers approximately 1,881 sq. ft. of living space and is already generating income with a reliable tenant in place through May 31, 2027. Featuring an exceptional 1.65% rent-to-price ratio—well above the traditional 1% rule—this property presents a strong cash-flow opportunity for investors seeking immediate rental income. Please do not disturb the tenant. Showings by appointment only. Contact the listing broker for current rent details, lease information, and additional investment data.

Getting Around

7
WalkingCar-Dependent
25
TransitSome Transit
9
BikeSomewhat Bikeable

Schools

2/10
4/10
Central Middle SchoolGrades 6-80.6 mi
2/10

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Great Room
  • Fireplace: Yes
  • Finished area above ground: 1,881

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,881
  • Total interior livable area: 1,881 sqft

Property

Details

  • Parcel number: 09J641430
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 8,450 sqft
  • Features: Cul-De-Sac
  • Lot size dimensions: 15 x 22 x 107 x 146 x 165

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Hail
Inland Flooding
Lightning
Winter Weather
Ice Storm
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $864$10,368
Home Insurance *$190$2,280
Property Taxes $162$1,944
Electricity $143$1,723
Total$1,359$16,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,594/yr
40% on housing$40,770/yr
45% on housing$36,240/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 63033$123
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63033$119
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$171,000
2026-05-19Listing removed$2,250
2026-03-19Listed for rent$2,250
2025-12-02Listing removed$172,000
2025-07-08Listed for sale$172,000
2025-05-01Listing removed$174,000
2024-11-05Listed for sale$174,000
2024-08-27Listing removed$174,000
2024-05-22Price change$179,000
2024-04-09Listed for sale$185,000
2023-06-28Listing removed--
2023-06-06Listed for rent$1,699
2019-05-30Listing removed$1,200
2019-04-12Price change$1,200
2019-02-02Listed for rent$1,275
2014-04-12Listing removed$990
2014-01-07Listed for rent$990
2013-04-26Sold--
2013-01-11Price change$39,900
2012-12-14Listed for sale$44,900
2012-08-01Sold--

For Sale by Agent

AgentIgal Alon
BrokerageSTL Smart Realty

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