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4118 Scarletoak Dr, San Antonio, TX, 78220

3beds
1baths
1,259sqft
$157,000
$125price/sqft
$1,358/moest. monthly cost
$54,320/yrincome needed

About This Home

Fully updated and move-in ready, this 3-bedroom, 1-bath home offers comfort and convenience minutes from San Antonio's top attractions. The open layout connects living, dining, and kitchen spaces, featuring gas cooking and a breakfast nook. Four new mini-splits provide efficient climate control throughout. Situated on an oversized lot with a covered patio, this property offers ample space for storage, gardening, or outdoor living. With quick access to major highways and city amenities, this home is a standout opportunity. Schedule your showing today!

Getting Around

25
WalkingCar-Dependent
37
TransitSome Transit
27
BikeSomewhat Bikeable

Schools

2/10
M L King AcademyGrades K-80.6 mi
2/10
Houston High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 1963

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher
  • Laundry features: Washer Hookup,Dryer Connection

Bedroom2

  • Area: 110

Bedroom3

  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 100

Features

  • Two Living Area,Liv/Din Combo,Master Downstairs,Solid Counter Tops
  • Window features: Window Coverings
  • Flooring: Ceramic Tile,Laminate
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: Other

Interior Area

  • Total interior livable area: 1,259 sqft

Kitchen

  • Area: 104

Living Room

  • Area: 220

Master Bedroom

  • Area: 120

Property

Details

  • Parcel number: 131420020050

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 7,361 sqft

Parking

  • Parking features: Converted Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $793$9,516
Home Insurance *$125$1,500
Property Taxes $202$2,424
Electricity $238$2,859
Total$1,358$16,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,560/yr
40% on housing$40,740/yr
45% on housing$36,213/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 78220$82
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78220$138
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-06Price change$162,000
2025-10-02Price change$167,000
2025-06-23Price change$170,000
2025-03-26Price change$175,000
2025-01-03Price change$177,500
2024-11-20Price change$179,000
2024-09-16Price change$180,000
2024-07-05Price change$185,000
2024-05-31Listed for sale$200,000
2024-01-25Listing removed--
2023-12-08Price change$1,300
2023-11-28Listed for rent$1,400
2022-04-05Listing removed--
2022-03-22Listed for rent$1,300
2022-01-31Sold--
2022-01-14Pending sale$115,000
2021-12-29Price change$115,000
2021-12-16Listed for sale$119,500

For Sale by Agent

AgentAshlee Routh
BrokerageRelive Realty LLC

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