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8607 LUDTKE AVE, San Antonio, TX, 78221

3beds
1baths
1,196sqft
$199,888
$167price/sqft
$1,645/moest. monthly cost
$65,800/yrincome needed

About This Home

Charming and move-in ready home in the desirable Harlandale subdivision! This 3-bedroom, 1-bath home features new flooring throughout and a freshly painted interior, creating a bright and updated feel. The spacious backyard includes two storage sheds, with one offering the perfect opportunity to be used as a bonus room, office, workout space, or hobby area. Conveniently located near schools, shopping, and major highways, this home is full of potential and ready for its next owner!

Getting Around

36
WalkingCar-Dependent
30
TransitSome Transit
35
BikeSomewhat Bikeable

Schools

5/10
3/10
2/10
McCollum High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 1968

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Gas Cooktop,Electric Water Heater
  • Laundry features: Washer Hookup,Dryer Connection

Bedroom2

  • Area: 90

Bedroom3

  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Two Living Area,Separate Dining Room,Eat-in Kitchen,Utility Room Inside,Master Downstairs
  • Flooring: Vinyl
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,196 sqft

Kitchen

  • Area: 48

Living Room

  • Area: 360

Master Bedroom

  • Area: 99

Property

Details

  • Parcel number: 134790020140

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 8,842 sqft

Parking

  • Parking features: Converted Garage,Circular Driveway
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$139$1,668
Property Taxes $258$3,096
Electricity $238$2,859
Total$1,645$19,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,400/yr
40% on housing$49,350/yr
45% on housing$43,866/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 78221$103
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78221$139
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-31Price change$199,888
2026-05-12Listed for sale$228,888
2022-01-26Sold--
2022-01-26Pending sale$209,000
2022-01-12Contingent$209,000
2021-12-31Listed for sale$209,000

For Sale by Agent

AgentSonali Mehta
BrokerageDillingham & Toone Real Estate

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