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4110 BAY OAKS DR, San Antonio, TX, 78240

4beds
2baths
1,841sqft
$299,900
$163price/sqft
$2,355/moest. monthly cost
$94,200/yrincome needed

About This Home

Welcome to this beautifully maintained 3-bedroom, 2-bath garden home in the heart of Mount Laurel, with a Study, Atrium and a Pool - all just moments from the Medical Center. Step inside to discover a home that has been lovingly refreshed in many ways. The fully updated kitchen is the heart of the home, featuring modern finishes, updated cabinetry, and stylish fixtures that make cooking and entertaining a delight. Both bathrooms have been beautifully updated with contemporary touches that blend comfort and style. Need flexibility? The dedicated study offers the perfect space for a home office, reading room, or creative retreat - you decide how it best serves your lifestyle. The garden home design means low-maintenance living without sacrificing outdoor enjoyment. With much of the heavy lifting already done, a few more updates and repairs remain - giving you the opportunity to add your personal finishing touches and build instant equity. Property Highlights at a Glance: 3 Bedrooms | 2 Full Baths, Dedicated Study / Home Office, Fully Updated Kitchen, Updated Bathrooms, Pool, Recent Roof, Furnace & Hot Water Heater, Updated Electrical Panels & Fixtures, Single-Story Garden Home - No Stairs, Minutes to the Medical Center This Mount Laurel gem offers the perfect blend of move-in readiness and room to make it your own.

Getting Around

71
WalkingVery Walkable
31
TransitSome Transit
52
BikeBikeable

Schools

6/10
Hobby Middle SchoolGrades 6-81.6 mi
6/10
Clark High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 1969

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Disposal,Gas Water Heater
  • Laundry features: Main Level,Laundry Room,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 144

Bedroom3

  • Area: 132

Bedroom4

  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 156

Features

  • One Living Area,Two Eating Areas,Kitchen Island,Study/Library,Atrium,Utility Room Inside,1st Floor Lvl/No Steps,All Bedrooms Downstairs,Master Downstairs,Solid Counter Tops,Custom Cabinets
  • Window features: Window Coverings
  • Flooring: Ceramic Tile,Linoleum,Wood,Laminate
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,841 sqft

Kitchen

  • Area: 182

Living Room

  • Area: 224

Master Bathroom

  • Features: Shower Only,Double Vanity
  • Area: 126

Master Bedroom

  • Features: Split,Multi-Closets,Full Bath
  • Area: 228

Property

Accessibility

  • Accessibility features: No Carpet,Level Lot,No Stairs,First Floor Bath

Details

  • Parcel number: 140670010130
  • Other equipment: Intercom

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Patio
  • Fencing: Privacy,Stone/Masonry Fence
  • Residential vegetation: Mature Trees

Lot

  • Lot size: 7,492 sqft
  • Features: Streetlights

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$216$2,592
Property Taxes $385$4,620
Electricity $238$2,859
Total$2,355$28,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,742/yr
40% on housing$70,650/yr
45% on housing$62,800/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 78240$146
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78240$162
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Contingent$299,900
2026-07-08Listed for sale$299,900
2016-08-01Sold--
2016-03-07Sold--
2015-10-15Listing removed$152,900
2015-10-09Price change$152,900
2015-09-23Price change$80,000
2015-09-21Listed for sale--
2012-05-04Sold--
2011-12-03Price change$154,900
2011-11-14Price change$157,000
2011-10-15Listed for sale$161,500

For Sale by Agent

AgentCatherine Naiser
BrokerageKeller Williams City-View

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