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550 Monceau Dr, Saint Louis, MO, 63135

5beds
2baths
2,790sqft
$309,900
$111price/sqft
$2,644/moest. monthly cost
$105,760/yrincome needed

About This Home

Welcome to 550 Monceau Dr, an expansive brick ranch home in the heart of Ferguson’s desirable Parc Monceau neighborhood! Offering 5 bedrooms and 2.5 full baths across 2,790 square feet of single-story living space, this residence features an open, flexible layout with room for everyone. The main floor boasts generous common areas, including a cozy family room centered around a wood-burning fireplace, an eat-in kitchen with extensive cabinetry and counter space, and a separate dining area for entertaining. Five main-level bedrooms provide plenty of space for family, guest quarters, or home offices. Situated on a level 0.38-acre lot, the property includes a 2-car attached garage and a spacious backyard ideal for outdoor activities. Located minutes from local schools, shopping, and parks, this spacious home offers endless potential!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

1/10
Mccluer High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition,Shingle
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 5

Features

  • Separate Dining,Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Flooring: Carpet,Hardwood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 2,790

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,790
  • Total interior livable area: 2,790 sqft

Property

Details

  • Parcel number: 10H420456
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood
  • Frontage length: 90 ft

Lot

  • Lot size: 0.38 Acres
  • Features: Level
  • Lot size dimensions: 90 x 183 ft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Hail
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$570$6,840
Property Taxes $294$3,528
Electricity $213$2,556
Total$2,644$31,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,651/yr
40% on housing$79,320/yr
45% on housing$70,506/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 63135$60
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63135$94
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$309,900
2021-06-12Listing removed--
2021-06-03Listed for rent$1,650
2020-05-04Sold--
2018-07-11Sold--
2018-06-06Pending sale$119,900
2018-04-18Listed for sale$119,900
2018-02-28Sold--
2002-06-19Sold--

For Sale by Agent

AgentTerry Lynn Jackson
BrokerageTrelora Realty, Inc

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