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2640 NE 74th Ave, High Springs, FL, 32643

4beds
3baths
2,052sqft
$325,000
$158price/sqft
$2,411/moest. monthly cost
$96,440/yrincome needed

About This Home

Located in Gilchrist County with a High Springs address, this 2019-built modular home sits on 5 acres and offers 4 bedrooms and 3 bathrooms with a split-bedroom layout and open living areas designed for comfortable everyday living and effortless entertaining. What truly sets this property apart is the lifestyle. With five acres to call your own, you have the freedom to spread out and enjoy the quiet, slower pace that rural living offers—more privacy, fewer neighbors, and the space to truly make a property what you want. Whether it’s starting a garden, bringing animals, adding outdoor recreation features, or simply enjoying wide open skies and peaceful surroundings, this is a setting that allows you to live a little differently—in the best way. The proximity to the Santa Fe River and some of North Florida’s most iconic springs enhances that lifestyle even further. Just minutes away, you’ll find Ginnie Springs, Gilchrist Blue Springs State Park, and Poe Springs Park—perfect for swimming, kayaking, paddleboarding, snorkeling, or simply unwinding by the water. Living this close means spontaneous afternoon river floats, weekend picnics at the springs, and year-round access to some of the clearest natural water in the state. Back at home, the property offers two additional dwelling units (ADUs), giving you flexibility for multigenerational living, guest stays, home offices, or creative spaces. The detached workshop with a vehicle lift adds even more functionality, ideal for hobbies, projects, or equipment storage. Despite the peaceful, tucked-away feel, you’re still conveniently located near High Springs for local dining and charm, with an easy drive to Gainesville for shopping, healthcare, and University of Florida events—giving you the perfect balance of privacy and accessibility.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Bell Elementary SchoolGrades PK-510.5 mi
6/10
Bell High SchoolGrades 6-1210.7 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Range,Range Hood,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Balcony Porch Lanai

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: First

Bedroom2

  • Features: Coat Closet
  • Level: First

Bedroom3

  • Features: Coat Closet
  • Level: First

Bedroom4

  • Features: Coat Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Open Floorplan,Primary Bedroom Main Floor,Thermostat,Walk-In Closet(s)
  • Flooring: Carpet,Recycled/Composite Flooring

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,052
  • Total interior livable area: 2,052 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 230816036300000050
  • Zoning: AG
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Entrance,Private Yard

Lot

  • Lot size: 5 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Wildfire

FEMA Declared Disasters in Gilchrist County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$220$2,640
Property Taxes $342$4,104
Electricity $206$2,478
Total$2,411$28,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,662/yr
40% on housing$72,330/yr
45% on housing$64,293/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 32643$175
Gilchrist County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 32643$207
Gilchrist County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$364,900
2026-03-14Listing removed$404,000
2025-12-27Price change$404,000
2025-12-10Price change$414,000
2025-11-09Price change$425,000
2025-10-22Price change$440,000
2025-08-28Price change$444,000
2025-06-11Price change$464,000
2025-05-02Listed for sale$474,000
2018-04-02Sold$25,000

For Sale by Agent

AgentDanielle Roberson
BrokerageUNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY

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