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185 De Smet Dr, Florissant, MO, 63031

2beds
1baths
816sqft
$109,900
$135price/sqft
$920/moest. monthly cost
$36,800/yrincome needed

About This Home

Investor Special – Tenant in Place & Room to Add Value! This income-producing 2-bedroom, 1-bath home with 2 bonus rooms is a great opportunity for investors seeking both immediate cash flow and future upside. Currently rented at $800/month, there's room to increase rent with minor updates—making this the perfect value-add property. Features include a partially finished basement, detached 2 car garage, offering added functionality and tenant appeal. The home has solid bones and great potential for improvements that could boost both rental income and long-term value. Located in a desirable area with strong rental demand, this property is a smart addition to any portfolio. Don’t miss your chance to secure a property with steady income and growth potential!

Getting Around

25
WalkingCar-Dependent
31
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

5/10
3/10
West Middle SchoolGrades 6-84.7 mi
3/10

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Architectural Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Level: Basement

Bonus Room

  • Level: Basement

Features

  • Flooring: Wood
  • Finished area above ground: 816

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 816
  • Total interior livable area: 816 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 10J441506
  • Special condition: Listing As Is

Features

  • Levels: One
  • Patio & porch: Deck,Patio
  • Exterior features: Private Yard,Storage
  • Fencing: Back Yard,Chain Link

Lot

  • Lot size: 7,501 sqft
  • Features: Back Yard,Few Trees,Front Yard,Level,Near Public Transit,Private

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Lightning
Earthquake
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $555$6,660
Home Insurance *$120$1,440
Property Taxes $104$1,248
Electricity $141$1,693
Total$920$11,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,542/yr
40% on housing$27,600/yr
45% on housing$24,533/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 63031$122
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63031$137
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Listed for sale$109,900
2018-12-02Listing removed$59,900
2018-10-25Price change$59,900
2018-10-02Listed for sale$64,900
2013-05-05Listing removed$750
2012-11-18Listed for sale$750
2011-02-06Listing removed$750
2011-01-18Listed for rent$750
2010-12-02Sold--
2010-09-18Listed for sale--
2010-08-10Sold--
1999-03-18Sold--

For Sale by Agent

AgentMiranda Hedrick
BrokerageGateway Real Estate

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