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249 Barto Dr, Saint Louis, MO, 63135

2beds
1baths
720sqft
$89,900
$125price/sqft
$845/moest. monthly cost
$33,800/yrincome needed

About This Home

Charming ranch-style home offering comfortable single-level living with a partially finished basement for added flexibility. This 2-bedroom, 1-bath residence features wood flooring, abundant natural light, and a functional layout designed for everyday living. The spacious backyard is fenced, providing room for outdoor enjoyment, pets, or gardening. Off-street parking, public utilities, and a convenient location near schools, shopping, parks, and major roadways add to the home's appeal.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

1/10
Mccluer High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1953

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Range,Refrigerator,Washer,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bedroom

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedroom2

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Hardwood
  • Fireplace features: None
  • Finished area above ground: 720

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Kitchen

  • Features: Floor Covering: Vinyl
  • Area: 121
  • Dimensions: 11x11

Living Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Property

Details

  • Parcel number: 10J531694
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: None
  • Fencing: Fenced
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 6,250 sqft
  • Features: Level

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Lightning
Earthquake
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $454$5,448
Home Insurance *$165$1,980
Property Taxes $85$1,020
Electricity $141$1,693
Total$845$10,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,971/yr
40% on housing$25,350/yr
45% on housing$22,533/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 63135$61
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63135$94
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$89,900
2024-04-02Listing removed--
2024-04-02Price change$1,000
2024-03-08Listed for rent$1,075
2019-08-28Sold--
2018-03-06Listing removed$750
2017-12-21Listed for rent$750
2016-01-04Listing removed$800
2015-12-02Listed for rent$800
2015-10-28Sold--
2015-10-01Price change$9,900
2015-08-28Price change$19,900
2015-08-20Listed for sale$39,900
2015-06-11Listing removed--
2015-06-09Price change$25,000
2015-06-03Price change$27,500
2015-05-27Listed for sale--
2014-06-20Listing removed$700
2014-05-20Listed for rent$700
2011-08-26Listing removed$50,000
2011-06-13Listed for sale$50,000
2011-06-13Listing removed$735
2011-06-11Listed for rent$735
2004-07-12Sold--
2003-04-09Sold--
2000-07-19Sold--

For Sale by Agent

AgentTerry Lynn Jackson
BrokerageTrelora Realty, Inc

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