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15188 N Bloomfield Rd, Nevada City, CA, 95959

3beds
2baths
2,228sqft
$749,500
$336price/sqft
$5,111/moest. monthly cost
$204,440/yrincome needed

About This Home

TWO HOMES! Magical Nevada City property featuring a single-level ranch home and detached guest cottage on 3.6 usable acres, just MINUTES TO THE TRAILS AND YUBA RIVER. The main home offers 3 bedrooms, 2 bathrooms, abundant natural light and views from every window. Enjoy an updated kitchen with granite, tile, and modern appliances, plus refreshed bathrooms with excellent storage and a generator for added reliability. Living room wall features petrified wood from the Malakoff Diggins mining site, rich in local history. The separate guest cottage is ideal for rental income, guests, or multigenerational living. The level, usable land is set up for animals with two paddocks, a hay shed, and multiple storage buildings. Two attached 2-car garages provide ample parking, workshop space, or hobby use. Surrounded by mature trees and open clearings, this property offers privacy, usability, and direct access to hiking, biking, horseback riding, and swimming nearby, all JUST 5 MILES FROM DOWNTOWN NEVADA CITY.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

7/10
Nevada Union High SchoolGrades 9-126.4 mi
6/10

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Raised,Slab
  • Roof: Composition
  • Construction materials: Wood,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mid-Century,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Gas Water Heater,Range Hood,Ice Maker,Dishwasher,Microwave,Washer/Dryer Stacked
  • Laundry features: Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Carpet,Tile,Vinyl,Wood
  • Number of fireplaces: 2
  • Fireplace features: Insert,Living Room,Family Room,Free Standing,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane,Central,Fireplace(s),Gas,Wood Stove
  • Cooling features: Ceiling Fan(s),Central Air,Wall Unit(s),Window Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,228 sqft

Kitchen

  • Features: Granite Counters,Stone Counters,Tile Counters

Property

Details

  • Zoning: AG-30
  • Special condition: Standard
  • Horse amenities: 1-6 Stalls,Paddocks,Pasture,Cross Fenced,Hay Storage

Features

  • Levels: One,Two
  • Stories: 2
  • Exterior features: Fire Pit
  • Fencing: Partial Cross
  • Horses can be raised: Yes

Lot

  • Lot size: 3.64 Acres
  • Features: Private

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Lightning
Winter Weather
Avalanche
Landslide

FEMA Declared Disasters in Nevada County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,789$45,468
Home Insurance *$390$4,680
Property Taxes $455$5,460
Electricity $477$5,733
Total$5,111$61,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,234/yr
40% on housing$153,330/yr
45% on housing$136,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.4%
18.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$336This listing

vs Other Active Listings

Avg $/sqft

ZIP 95959$304
Nevada County$363

vs Homes Sold Last Month

Median $/sqft

ZIP 95959$311
Nevada County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-25Price change$749,500
2026-05-22Listed for sale$769,000
2026-05-02Pending sale$769,000
2026-04-22Listed for sale$769,000
2025-11-26Listing removed$769,000
2025-10-01Listed for sale$769,000
2005-01-17Sold$519,000
2003-09-22Sold$447,000

For Sale by Agent

AgentSoozie Yearwood
BrokerageRE/MAX Gold

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