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12426 HART CLF, San Antonio, TX, 78249

3beds
3baths
2,407sqft
$355,000
$147price/sqft
$2,453/moest. monthly cost
$98,120/yrincome needed

About This Home

Tucked away with quick access to I-10, The Rim, The Shops at La Cantera, dining, and entertainment, this spacious home offers a flexible floor plan ready for your personal touch. Inside you'll find two living areas and two dining spaces, providing room to spread out, entertain, or work from home. The kitchen offers abundant cabinet and counter space with a center island, while the inviting family room features a cozy fireplace. Step outside to the screened-in patio, the perfect place to enjoy morning coffee while overlooking the generous, tree-shaded backyard. With great bones, a desirable layout, and an unbeatable location, this home is a fantastic opportunity to add your own style.

Getting Around

46
WalkingCar-Dependent
32
TransitSome Transit
37
BikeSomewhat Bikeable

Schools

5/10
Boone Elementary SchoolGrades PK-51.1 mi
7/10
Rawlinson Middle SchoolGrades 6-81.7 mi
6/10
Clark High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 1994

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,4 Sides Masonry,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Built-In Oven,Microwave,Range,Disposal,Dishwasher,Water Softener Owned
  • Laundry features: Washer Hookup,Dryer Connection

Bedroom2

  • Area: 143

Bedroom3

  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Area: 144

Family Room

  • Area: 255

Features

  • Two Living Area,Separate Dining Room,Eat-in Kitchen,Two Eating Areas,Kitchen Island,Breakfast Bar,Study/Library,Game Room,Utility Room Inside,All Bedrooms Upstairs,High Ceilings,Open Floorplan,High Speed Internet,Walk-In Closet(s),Ceiling Fan(s),Chandelier
  • Window features: Double Pane Windows
  • Flooring: Carpet,Ceramic Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: One,Living Room,Gas Logs Included
  • Fireplace: Yes
  • Attic: Pull Down Storage,Partially Floored,Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,407 sqft

Kitchen

  • Area: 210

Living Room

  • Area: 168

Master Bathroom

  • Features: Tub/Shower Separate,Double Vanity,Soaking Tub
  • Area: 121

Master Bedroom

  • Features: Walk-In Closet(s),Ceiling Fan(s),Full Bath
  • Level: Upper
  • Area: 270

Office

  • Area: 144

Property

Details

  • Parcel number: 184370030130

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None,Community
  • Patio & porch: Screened
  • Exterior features: Partial Sprinkler System,Rain Gutters
  • Fencing: Privacy
  • Residential vegetation: Mature Trees,Mature Trees (ext feat)

Lot

  • Lot size: 7,492 sqft
  • Features: Corner Lot,Curbs,Sidewalks,Streetlights,Fire Hydrant w/in 500'

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,795$21,540
Home Insurance *$234$2,808
Property Taxes $160$1,920
Electricity $264$3,171
Total$2,453$29,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,102/yr
40% on housing$73,590/yr
45% on housing$65,413/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 78249$147
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78249$158
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$350,000
2026-08-04Contingent$355,000
2026-07-11Price change$355,000
2026-06-24Listed for sale$365,000

For Sale by Agent

AgentJennifer Wilson
BrokerageRedefining Home Real Estate Brokerage

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