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213 E Bernard St, Clute, TX, 77531

2beds
1baths
988sqft
$78,000
$79price/sqft
$808/moest. monthly cost
$32,320/yrincome needed

About This Home

Owner is a lic Agent/ inactive status: Cute little home with a very large garage in the back, 10 to 15 minutes from Freeport Beach. Great for a remodel to become a VRBO! Quiet little cozy Neighborhood . Possibly owner finance with large deposit.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

4/10
4/10
Brazoswood High SchoolGrades 9-121.1 mi
8/10

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Concrete Block
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total interior livable area: 988 sqft

Property

Details

  • Parcel number: 13610001110

Features

  • Exterior features: Stone,Wood,Composition

Lot

  • Lot size: 6,969 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $394$4,728
Home Insurance *$67$804
Property Taxes $109$1,308
Electricity $238$2,859
Total$808$9,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,702/yr
40% on housing$24,240/yr
45% on housing$21,546/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$79This listing

vs Other Active Listings

Avg $/sqft

ZIP 77531$107
Brazoria County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 77531$145
Brazoria County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Price change$74,000
2026-07-23Price change$78,000
2026-06-23Price change$83,000
2025-04-25Price change$60,000
2025-03-24Price change$68,200
2025-03-17Listed for sale$78,200
2025-03-13Listing removed$57,999
2025-03-11Listed for sale$57,999
2024-02-02Listing removed--
2024-02-01Price change$77,000
2024-01-28Listed for sale$80,000
2023-12-26Listing removed--
2023-12-15Pending sale$103,000
2023-12-11Listed for sale$103,000

For Sale by Owner

AgentProperty Owner

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