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3514 Commerce St, Damon, TX, 77430

2beds
1baths
1,120sqft
$168,000
$150price/sqft
$1,191/moest. monthly cost
$47,640/yrincome needed

About This Home

3514 Commerce makes a great investment opportunity or starter home! This home has incredible potential on a large lot.The home offers character with the wood floors throughout the main area and wood/glass dining room doors. It features 2 bedrooms, 1 full bath, dining room, an extra space for an office or storage and indoor laundry room. Off of the dining room is a large sunroom to enjoy your morning coffee and evening tea. Home is being sold as-is.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
Damon Elementary SchoolGrades PK-80.4 mi

Construction

Condition

  • Year built: 1949

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • All Bedrooms Down
  • Flooring: Carpet,Vinyl,Wood

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Other

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Master Bathroom

  • Features: Primary Bath: Tub/Shower Combo

Property

Details

  • Parcel number: 31100156000

Features

  • Stories: 1

Lot

  • Lot size: 0.31 Acres
  • Features: Subdivided,1/4 Up to 1/2 Acre

Parking

  • Parking features: No Garage,Extra Driveway,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Cold Wave
Drought
Heat Wave
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $849$10,188
Home Insurance *$87$1,044
Property Taxes $17$204
Electricity $238$2,859
Total$1,191$14,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,834/yr
40% on housing$35,730/yr
45% on housing$31,760/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 77430$574
Brazoria County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 77430$191
Brazoria County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$168,000

For Sale by Agent

AgentLisa Barrios
BrokerageBirdsong Real Estate

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