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324 N Floridale Ave, Saint Louis, MO, 63135

2beds
1baths
624sqft
$34,900
$56price/sqft
$414/moest. monthly cost
$16,560/yrincome needed

About This Home

This tenant-occupied 2-bedroom cottage offers an excellent investment opportunity, with a longtime resident currently paying $600 per month. Located just one block from Dellwood Park, the property features an updated kitchen and bathroom, laminate flooring in both bedrooms, a newer furnace, an upgraded electrical panel, a fenced backyard, and a bright enclosed sunroom. The refrigerator and washer/dryer are included with the sale. Conveniently situated near shopping, public transportation, and everyday amenities, this home combines a desirable location with steady rental income. The home is being sold strictly AS-IS. The seller will not provide repairs, inspections, or financing.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

1/10
1/10
Mccluer High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1939

Materials

  • Construction materials: Asbestos

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area above ground: 624

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 624 sqft

Property

Details

  • Parcel number: 11G410105
  • Special condition: Listing As Is

Features

  • Levels: One
  • Fencing: Back Yard

Lot

  • Lot size: 6,098 sqft
  • Features: Level
  • Lot size dimensions: 50 x 125

Parking

  • Parking features: Driveway,On Site
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Hail
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $176$2,112
Home Insurance *$64$768
Property Taxes $33$396
Electricity $141$1,693
Total$414$4,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$14,194/yr
40% on housing$12,420/yr
45% on housing$11,040/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$56This listing

vs Other Active Listings

Avg $/sqft

ZIP 63135$61
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63135$94
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$34,900
2025-12-17Sold--
2025-12-01Pending sale$35,000
2025-11-06Price change$35,000
2025-10-24Listed for sale$39,000
2025-02-14Listing removed$39,000
2024-11-09Listed for sale$39,000
2024-10-03Listing removed$54,000
2024-06-17Listed for sale$54,000
2024-06-04Listing removed--
2024-02-08Pending sale$50,000
2023-10-30Price change$50,000
2023-08-09Listed for sale$52,500

For Sale by Agent

AgentSteve LoPiccolo
BrokerageAmerican Realty Group

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