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10179 Cloverdale Dr, Saint Louis, MO, 63136

2beds
2baths
936sqft
$91,000
$97price/sqft
$915/moest. monthly cost
$36,600/yrincome needed

About This Home

Turnkey Cash Flow Opportunity in St. Louis – Fully Occupied with a Long-Term Tenant! Attention investors and portfolio builders! Secure immediate passive income with this stable, cash-flowing rental property. This solid single-family home is already occupied by a long-term, rent-paying tenant, allowing you to collect rent from day one with zero vacancy and no leasing hassle. The property features an efficient layout with 2 comfortable bedrooms and 2 full bathrooms across approximately 936 square feet. Built in 1951 and situated on a manageable 0.14-acre lot, it offers the classic low-maintenance profile that buy-and-hold investors prefer in the 63136 market. A major advantage: the long-term tenant pays all utility bills, keeping your operating expenses predictable and maximizing net cash flow. The home also includes forced-air heating and central air conditioning for year-round tenant comfort. The second full bathroom is a strong differentiator that supports higher tenant retention and stronger rental demand compared to many nearby one-bath properties. Located on a quiet street in the Atwater Terrace / Riverview Gardens area with quick access to I-270, local amenities, employment centers, and everyday conveniences, this property is a low-hassle, high-utility addition to any real estate portfolio. Do not miss this seamless, income-generating asset with proven tenancy and day-one cash flow. Inquire today for lease details and to schedule a viewing!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
5/10
Westview Middle SchoolGrades 6-81.0 mi

Construction

Condition

  • Year built: 1951

Materials

  • Construction materials: Frame,Other,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage,Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area above ground: 936

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 936
  • Total interior livable area: 936 sqft

Property

Details

  • Parcel number: 11G630343

Features

  • Levels: One

Lot

  • Lot size: 6,250 sqft
  • Features: Back Yard,Front Yard,Some Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Earthquake
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $460$5,520
Home Insurance *$228$2,736
Property Taxes $86$1,032
Electricity $141$1,693
Total$915$10,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,371/yr
40% on housing$27,450/yr
45% on housing$24,400/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 63136$46
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63136$79
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Price change$87,999
2026-07-13Price change$91,000
2026-06-30Listed for sale$95,000
2026-06-18Pending sale$95,000
2026-06-13Listed for sale$95,000
2019-01-03Listing removed$750
2018-11-28Price change$750
2018-11-09Listed for rent$735
2012-10-24Sold--
2009-02-07Listing removed$14,500
2009-01-31Price change$14,500
2009-01-13Price change$19,500
2008-12-25Listed for sale$24,500
2008-10-09Sold--
2007-08-23Sold--
2007-07-12Sold--
2007-04-05Sold--

For Sale by Agent

AgentCarol S Farley
BrokerageEaton Properties, Inc.

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