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31567 Panther, Bulverde, TX, 78163

3beds
2baths
2,765sqft
$499,900
$181price/sqft
$3,446/moest. monthly cost
$137,840/yrincome needed

About This Home

$10,000 BUYER CREDIT AT CLOSING! Discover rare Hill Country serenity in Bulverde. Tucked away on a nearly 1-acre lot, this contemporary estate features a main residence meticulously updated with a fresh neutral palette and a dedicated second-floor Primary Retreat with a private balcony and brand new carpet. The expansive floor plan boasts a massive rock fireplace and a eat-in kitchen with premium stainless appliances overlooking the deck and back yard oasis. STRETCH YOUR DOLLAR: Use the $10,000 Seller Credit to buy down your interest rate, cover closing costs, or customize the flooring to your exact taste! GUEST HOUSE: The property includes a fully independent Guest House with a full kitchen, bedroom, and whirlpool tub, perfect for multi-generational living or a high-end home office. Enjoy the peace of a private water well and mature trees, all while being minutes from Guadalupe River State Park and top-tier Comal ISD schools. Modern privacy, unique value, and a $10k head start, schedule your tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

9/10
8/10
7/10

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 1979

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stone,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Built-In Oven,Microwave,Refrigerator,Dishwasher,Double Oven
  • Laundry features: Main Level,Laundry Room,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 100

Bedroom3

  • Area: 81

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 80

Family Room

  • Area: 414

Features

  • Two Living Area,Eat-in Kitchen,Game Room,Ceiling Fan(s)
  • Flooring: Carpet,Ceramic Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,765 sqft

Kitchen

  • Area: 100

Master Bathroom

  • Features: Tub/Shower Separate,Double Vanity
  • Area: 90

Master Bedroom

  • Level: Upper
  • Area: 300

Property

Details

  • Parcel number: 110140034700

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.88 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Heat Wave
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$190$2,280
Property Taxes $426$5,112
Electricity $303$3,643
Total$3,446$41,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,148/yr
40% on housing$103,380/yr
45% on housing$91,893/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 78163$306
Comal County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 78163$204
Comal County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$549,000
2026-04-29Price change$559,000
2026-04-16Price change$569,000
2026-02-17Listed for sale$579,000
2003-11-07Sold--

For Sale by Agent

AgentStephanie Muhlenfeld
BrokerageKeller Williams City-View

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