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21525 State Highway 46, Spring Branch, TX, 78070

3beds
2baths
1,368sqft
$540,000
$395price/sqft
$3,559/moest. monthly cost
$142,360/yrincome needed

About This Home

6.44 acres off of Hwy 46 W, with a little land clearing it would open a amazing view to the northeast. A 1368 sq ft singlewide sits on the property and could be used as a residence or rental opportunity. The location is perfect for residential or commercial use, with it only a few miles from Hwy 281 and with the improvements being made to Hwy 46 travel time will be much improved. Come check out this property and all the opportunities for yourself, sellers are motivated. Commercial opportunity just waiting (stone & soil yard, AC or plumbing business) to be developed, R1 zoning now - commercial use will have to be approved by the City of Bulverde.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

9/10
8/10
7/10

Construction

Condition

  • Property condition: As-Is,Pre-Owned

Materials

  • Foundation: Other
  • Roof: Composition
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Bedroom2

  • Area: 120

Bedroom3

  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 64

Features

  • One Living Area,Utility Room Inside
  • Window features: Window Coverings
  • Flooring: Carpet,Linoleum
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,368 sqft

Kitchen

  • Area: 120

Living Room

  • Area: 120

Master Bathroom

  • Features: Tub/Shower Separate
  • Area: 100

Master Bedroom

  • Features: Ceiling Fan(s),Full Bath,Other
  • Area: 210

Property

Details

  • Parcel number: 400905000500

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Other
  • Has view: Yes
  • View description: County VIew
  • Residential vegetation: Mature Trees
  • Horses can be raised: Yes

Lot

  • Lot size: 6.44 Acres
  • Features: 5 - 14 Acres,Wooded,Rolling Slope

Parking

  • Parking features: None,Unpaved Drive,Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Heat Wave
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$208$2,496
Property Taxes $383$4,596
Electricity $238$2,859
Total$3,559$42,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,022/yr
40% on housing$106,770/yr
45% on housing$94,906/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$395This listing

vs Other Active Listings

Avg $/sqft

ZIP 78070$242
Comal County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 78070$242
Comal County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-27Price change$540,000
2025-07-01Listed for sale$595,000
2025-05-22Contingent$595,000
2025-04-02Listed for sale$595,000

For Sale by Agent

AgentMichael Anderson
BrokerageAll City San Antonio Registered Series

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