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11500 Fm 32, Fischer, TX, 78623

2beds
2baths
1,252sqft
$279,000
$223price/sqft
$2,101/moest. monthly cost
$84,040/yrincome needed

About This Home

Cute Cottage on just over 1 acre in Rancho Del Lago area of Fischer, TX. This gated property sits off the road with a small barn and pen in front and house in the back. This property is fenced on 4 sides, and has an open floor plan. It needs updating on the inside but, tons of potential. Come enjoy quiet country living at a great price!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

8/10
7/10
Mt Valley Middle SchoolGrades 6-89.7 mi
6/10
Canyon Lake High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 1992

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stone,Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • One Living Area,Liv/Din Combo,Master Downstairs,Ceiling Fan(s)
  • Window features: Window Coverings
  • Flooring: Ceramic Tile
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,252 sqft

Kitchen

  • Area: 192

Living Room

  • Area: 196

Master Bathroom

  • Features: Shower Only
  • Area: 60

Master Bedroom

  • Area: 144

Property

Details

  • Parcel number: 450100052000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 1 Acres

Parking

  • Parking features: None,Circular Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$127$1,524
Property Taxes $326$3,912
Electricity $238$2,859
Total$2,101$25,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,034/yr
40% on housing$63,030/yr
45% on housing$56,026/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 78623$331
Comal County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 78623$232
Comal County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$279,000

For Sale by Agent

AgentJill Rogers Fitch
BrokerageNix Realty Company

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