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360 Kirk Ln, Bulverde, TX, 78163

2beds
4baths
1,971sqft
$2,499,999
$1,268price/sqft
$14,162/moest. monthly cost
$566,480/yrincome needed

About This Home

Rare 75 Acre Rustic Hill Country Ranch with Custom Rock Home - Character & Proximity Hill Country acreage of this size offering privacy and seclusion is increasingly difficult to find in this area. This approximately 75-acre ranch provides an opportunity to own a sizable tract of scenic land while remaining conveniently located approximately 20 minutes from the shops of downtown Bulverde, 35 minutes from New Braunfels and I-35, 30 minutes from Canyon Lake, approximately 40 minutes from downtown San Antonio, and about 30 minutes from San Antonio International Airport. **Main Residence & Outdoor Living** The property features a custom-built rock two-bedroom, two-bathroom home offering 1,971 square feet of living space, complemented by an approximately 600 square foot semi-wraparound patio with an added pergola. A matching custom stone two-car garage with an attached storage room is also included, along with an additional matching stone building currently used as a greenhouse and potentially adaptable for storage or other uses, subject to buyer verification. The home reflects the rustic character of its era and provides a solid foundation for future updates or renovation to suit a buyer's preferences. **Distinctive Two-Story Stone Building** An additional stone structure of approximately 600 square feet is located near the main home. Originally constructed as a spur and bit collectors' room, this building offers unique architectural and artistic features that contribute to the property's Hill Country character. The main level includes a custom-built stone fireplace with a hand-carved mantel featuring a bear-head design, along with a polished concrete floor accented by a decorative inlay. One wall features a Texas-themed mural by San Antonio artist Bob Dale, adding regional character and visual interest. A walk-in vault measuring approximately 17' x 4' provides secure storage. The loft level overlooks the open floor plan and includes built-in shelving, offering flexibility for use as an office, library, studio, or guest space. This structure may offer potential for alternate uses, including guest accommodations, subject to buyer verification of permitted use and suitability. **Additional Improvements & Land Features** A water well located near a wet-weather creek supplies water to a pressure tank serving the property's improvements. The rear portion of the ranch is heavily wooded, contributing to a secluded Hill Country setting that supports native wildlife commonly found in the region, including white-tailed deer and turkey (wildlife presence not guaranteed). The natural terrain and mature tree cover enhance recreational use and privacy. Additional improvements include an approximately 4,550 square foot barn with older working pens. Various antique ranch implements remain on the property and contribute to a classic Western and Hill Country ranch atmosphere. Buyers should note that some improvements may require updating or renovation.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

8/10
8/10
7/10

Construction

Condition

  • Year built: 1993

Materials

  • Construction materials: Brick/Stone,Other,Stone/Rock

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Texas Hill Country
  • Property subType: Farm

Interior

Bedroom2

  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Interior Area

  • Total interior livable area: 1,971 sqft

Kitchen

  • Area: 144

Living Room

  • Area: 374

Master Bathroom

  • Area: 90

Master Bedroom

  • Area: 400

Property

Details

  • Parcel number: 73967

Features

  • Stories: 1
  • Fencing: Fenced,Cross Fenced
  • Waterfront features: Wet Weather Creek
  • Topography of land: Hilly,Rocky
  • Residential vegetation: Heavily Wooded

Lot

  • Lot size: 73.88 Acres
  • Features: Wooded,Hunting Permitted,Secluded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,641$151,692
Home Insurance *$951$11,412
Property Taxes $332$3,984
Electricity $238$2,859
Total$14,162$169,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$485,554/yr
40% on housing$424,860/yr
45% on housing$377,653/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,268This listing

vs Other Active Listings

Avg $/sqft

ZIP 78163$285
Comal County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 78163$204
Comal County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-08Listed for sale$2,699,999

For Sale by Agent

AgentIvor Loebbecke
BrokerageAllie Beth Allman & Associates

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