408 Heard St, McKinney, TX, 75069
About This Home
Welcome to this wonderfully charming 1930 Craftsman home in the highly sought-after McKinney Historic District. Just a scenic stroll, approximately three quarters of a mile, brings you to the vibrant downtown square, where you’ll often find a unique blend of small-town charm and character, including mounted police patrols and horse-drawn carriages that frequent the area. Situated on a large corner lot, this property is surrounded by gorgeous mature trees, charming flagstone pathways, and inviting outdoor spaces. Whether you enjoy gardening, relaxing on one of the two porches, or simply birdwatching for a spell, this home offers a peaceful and picturesque setting. Inside, you’ll find a true Craftsman bungalow with 9-foot ceilings and beautiful sight lines from the living room, anchored by the original fireplace, now thoughtfully converted to gas, to the lush greenery visible from the kitchen. Much of the original hardwood flooring remains, complemented by classic details such as shiplap, wainscoting, wide baseboards, and crown molding. This is an authentic 1930s Craftsman, originally built alongside its twin on the same street and recognized on the National Historic Register for its architectural style. Original features include transom windows at the front entry, preserved interior doors, two pocket sliding doors, and glazed windows, complemented by charming plantation shutters. Thoughtful updates include HVAC improvements, updated electrical outlets, a tankless water heater, and recent exterior painting and skirting. The primary bedroom offers two closets, one quite spacious, with flexibility to relocate the washer and dryer and convert the current laundry room into a half or full bath. The detached garage includes an attached storage room with potential to become guest quarters, a studio, or a creative workspace. A rare opportunity to own a true historic gem full of character, charm, and potential in one of McKinney’s most beloved neighborhoods.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Foundation: Pillar/Post/Pier
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Early American,Detached,Historic/Antique
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Some Gas Appliances,Built-In Gas Range,Dishwasher,Disposal,Plumbed For Gas,Tankless Water Heater
- Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,In Hall,Stacked
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Chandelier,High Speed Internet,Cable TV,Natural Woodwork
- Flooring: Wood
- Number of fireplaces: 1
- Fireplace features: Gas,Gas Log,Living Room,Masonry
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 1,316 sqft
Living Room
- Level: First
- Dimensions: 0 x 0
Master Bedroom
- Level: First
- Dimensions: 0 x 0
Property
Details
- Parcel number: R091500500201
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Rear Porch,Front Porch
- Exterior features: Garden
- Fencing: Wood
Lot
- Lot size: 7,274 sqft
- Features: Interior Lot,Landscaped,Few Trees
Parking
- Total spaces: 1
- Parking features: Door-Single,Driveway,Garage Faces Front,Shared Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Tornado
- Cold Wave
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,325 | $27,900 |
| Home Insurance * | $434 | $5,208 |
| Property Taxes | $541 | $6,492 |
| Electricity | $238 | $2,859 |
| Total | $3,538 | $42,456 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-27 | Listed for sale | $464,900 |
| 2024-08-08 | Sold | -- |
| 2024-07-26 | Pending sale | $359,900 |
| 2024-07-26 | Listed for sale | $359,900 |
| 2024-07-25 | Pending sale | $359,900 |
| 2024-07-25 | Listed for sale | $359,900 |
| 2018-07-21 | Sold | -- |
| 2018-06-27 | Pending sale | $259,000 |
| 2018-05-18 | Price change | $259,000 |
| 2018-05-04 | Listed for sale | $279,000 |
For Sale by Agent
View on Zillow